Loading...
HomeMy WebLinkAbout5.16.25 - Appraisal JPT24069B-1APPRAISAL REPORT OF PREPARED FOR AS OF PREPARED BY 150 Lower Adelma Beach Rd Port Townsend, WA 98368 Todd Stegman Toddstegman@me.com 6306 Atlas Pl SW Seattle, WA 98136 11/13/2024 Olympus Appraisal P.O.Box 940 Chimacum, WA 98325 Produced by ClickFORMS Software 800-622-8727 Net=-79% Gross=79% Net=0% Gross=0% Net=0% Gross=0% File No.LAND APPRAISAL REPORT Owner Census Tract Map Reference Property Address City County State Zip Code Legal Description Sale Price $Date of Sale Property Rights Appraised Fee Leasehold De Minimis PUD Actual Real Estate Taxes $(yr)Loan Charges to be paid by seller $Other Sales Concessions Client Address Occupant Appraiser Instructions to AppraiserIDENTIFICATION Intended User Intended Use Location Urban Suburban Rural Good Avg.Fair Poor Built Up Over 75%25% to 75%Under 25%Employment Stability Growth Rate Fully Dev.Rapid Steady Slow Convenience to Employment Property Values Increasing Stable Declining Convenience to Shopping Demand/Supply Shortage In Balance Oversupply Convenience to Schools Marketing Time Under 3 Mos,4-6 Mos.Over 6 Mos.Adequacy of Public Transportation Present Land Use %1 Family %2-4 Family % Apts % Condo % Commercial Recreational Facilities %Industrial % Vacant %Adequacy of Utilities Change In Present Land Use Not Likely Likely(*)Taking Place (*)Property of Compatibility (*) From To Protection from Detrimental Conditions Predominate Occupancy Owner Tenant % Vacant Police and Fire Protection Single Family Price Range $to $Predominant Value $General Appearance of Properties Single Family Age yrs to yrs.Predominant Age yrs Appeal to Market Comments including those factors, favorable or unfavorable, affecting marketability (e.g. public parks, schools, view, noise):NEIGHBORHOODDimensions =Corner Lot Zoning Classification Present Improvements do do not conform to zoning regulations Highest and best use Present use Other (specify) Public Other (Describe)TopoOFF SITE IMPROVEMENTS Elec.Street Access Public Private Size Gas Surface Shape Water Maintenance Public Private View San. Sewer Storm Sewer Curb/Gutter Drainage Underground Elect. & Tel.Sidewalk Street Lights Is the property located in a HUD identified Special Flood Hazard Area?No Yes Comments (favorable or unfavorable including any apparent adverse easements, encroachments or other adverse conditions):SITEThe undersigned has recited three recent sales of properties most similar and proximate to subject and has considered these in the market analysis. The description includes a dollar adjustment reflecting market reaction to those items of significant variation between the subject and comparable properties. If a significant item in the comparable property is superior to or more favorable than the subject property, a minus (-) adjustment is made thus reducing the indicated value of subject; if a significant item in the comparable is inferior to or less favorable than the subject property, a plus (+) adjustment is made thus increasing the indicated value of the subject. For the Market Data Analysis See grid below See narrative attachment SUBJECT PROPERTY COMPARABLE NO.1 COMPARABLE NO.2 COMPARABLE NO.3 Address Proximity to Subject Sales Price $$$$ Price /$$$$ Data Source +(-)$+(-)$+(-)$Date of Sale and DESCRIPTION DESCRIPTION DESCRIPTION DESCRIPTIONAdjustmentAdjustment Adjustment Time Adjustment Location Site/View Sales or Financing Concessions Net Adj.(Total)Plus Minus $Plus Minus $Plus Minus $ Indicated ValueMARKET DATA ANALYSISof Subject $$$ Comments on Market Data Comments and Conditions of Appraisal: Final Reconciliation:RECONCILIATIONI ESTIMATE THE MARKET VALUE, AS DEFINED, OF SUBJECT PROPERTY AS OF to be $ NL - Land 5/2007 This form may be reproduced unmodified without written permission, however, Bradford Technologies, Inc. must be acknowledged and credited. Page of Olympus Appraisal JPT24069B Cathy Stegman 9502.02 Good Map PG 24 150 Lower Adelma Beach Rd Port Townsend JEFFERSON WA 98368 See Attached description Tax parcel # 001324021 na na X 0 0 0 Toddstegman@me.com 6306 Atlas Pl SW, Seattle, WA 98136 Vacant Donna J. Bauman Appraise portion of easement rd James Jackson purchase vacated portion of street X X X X X X 90 0.5 0.5 1 8 X X 390,000 900,000 650,000 1 80 25 X X X X X X X X X X X X See addendum comments 135x20 2,700 sf RR5 X X X X None City None X Asphalt X Level Typical for area Rectangular Neighborhood Appears Adequate X This is the end of the road off Lower Adelma Beach Road which is considered to be vacated for private residential use. X 150 Lower Adelma Beach Rd Port Townsend, WA 98368 na 0 Assessor na Rural 2,700 sf Amenities Power/Water at Str Zone RR5 None 10xx Rhody Dr(Vacated Simms) Port Hadlock, WA 98339 85,000 20,433 Assessor/Private Sale 03/2022 0 Suburban 4.16 Ac/Neighborhd -67,000 Power/Wtr at Street 0 UGA-C 0 02/05/2014 $0 X -67,000 18,000 32 Somerville Rd Chimacum, WA 98325 45,700 6 NWMLS#2187041;DOM 6 03/2024 0 Semi-Rural 8276 sf/Neighborhd 0 Power/Wtr at Street 0 UGA-LDR 0 11/09/2020 $0 X 0 45,700 150 Beattie Ave Port Townsend, WA 98368 14,000 4 NWMLS#2248573;DOM 94 10/2024 Semi-Rural 3920 sf/Woods 0 None RR5 Unknown X 0 14,000 Sale 1 is a easement and nine vacant lot sale. Easement sales are typically private sales and hard to find similar sale's comparables, so recreational lots were used. Sale 1 shows a vacated street with lots. Giving each lot a value of $7400 x 9=$67,000 for the lots and $18,000 for the vacated road easement. Sale 2 is a corner lot with road access and off a dead end street and has PUD water and will need a septic system installed. Sale 3 is a smaller lot at the end of a public street which is considered recreational lot with no water/power/sewer available at this time. Sale 1 is the only vacated street easement used, while Sale 2 has street access off a dead end street, and Sale 3 bracket's the lower end of the range for recreational lots with limited access and utilities. 11/13/2024 15,000 1 14 Produced by ClickFORMS Software 800-622-8727 File No. Page of Olympus Appraisal JPT24069B Case No. SUBJ E C T Identification of the Subject Property The subject is in Jefferson County, WA, located .approximately 3 miles southwest of the city limits of Port Townsend, south of Discovery Road. It is in R5 zoning. The subject easement road is at the very end of the street and starts at 150 Lower Adelma Bch Road property to the dead-end, which is approximately 135' x 20' wide, totalling approximately 2700 sf or .0619 acre. 2 14 RE: File No. Case No. Dear In accordance with your request, I have personally inspected and prepared an appraisal report of the real property located at: The purpose of this appraisal is to estimate the market value of the property described in the body of this appraisal report. Enclosed, please find the appraisal report which describes certain data gathered during our investigation of the property. The methods of approach and reasoning in the valuation of the various physical and economic factors of the subject property are contained in this report. An inspection of the property and a study of pertinent factors, including valuation trends and an analysis of neighborhood data, led the appraiser to the conclusion that the market value, as of is: $ The opinion of value expressed in this report is contingent upon the limiting conditions attached to this report. It has been a pleasure to assist you. If I may be of further service to you in the future, please let me know. Respectfully submitted, Signature: Olympus Appraisal P.O.Box 940 Chimacum, WA 98325 05/15/2025 Toddstegman@me.com 6306 Atlas Pl SW Seattle, WA 98136 Cathy & Todd Stegman 150 Lower Adelma Beach Rd Port Townsend, WA 98368 JPT24069B Todd 150 Lower Adelma Beach Rd, Port Townsend, WA 98368 11/13/2024 15,000 Donna J. Bauman Olympus Appraisal Produced by ClickFORMS Software 800-622-8727 COMMENT ADDENDUM File No. Borrower Property Address City County State Zip Code Lender/Client Address Page of Olympus Appraisal JPT24069B Cathy & Todd Stegman 150 Lower Adelma Beach Rd Port Townsend JEFFERSON WA 98368 Toddstegman@me.com 6306 Atlas Pl SW, Seattle, WA 98136 PURPOSE OF APPRAISAL The purpose of this appraisal is for market value decision to pursue the acquisition of that portion of Lower Adelma Beach Road which lies adjacent and south to tax parcel 001 324 021. SCOPE The following steps were followed in arriving at the final estimate of value included in the appraisal report of the subject property: 1. After receiving the assignment, an initial search of all available resources; MLS, Realist, and online county data, was made to determine market trends, influences and other significant factors pertinent to the subject property. 2. A visual on-site observation of the subject property and improvements to determine their characteristics, amenities, quality, and general condition, a visual off-site observation of several market sales including those comparables provided in this report, a visual observation of the subject's neighborhood and surrounding market area, and considered the relevant characteristics of the subject property and improvements as listed in the report. Although due diligence was exercised while at the subject, the appraiser is not an expert in such matters as pest control, structural engineering, hazardous waste, etc. and no warranty is given as to these elements. As needed, inspections by various professionals within these fields might be recommended with the final estimate of value subject to their findings. 3. A second review of the subject data was then performed with the most relevant factors extracted and considered. The sales were examined and discussed , or, an effort was made to discuss the sales with owners, listing agents, and parties involved in the transactions . Market factors were weighted and their influence on the subject property was determined. 4. This appraisal has been prepared in conformity with the code of ethics of the National Association of Independent Fee Appraisers, and the Uniform Standards of Professional Appraisal Practice as promulgated by the Appraisal Foundation. The report included all data and information needed to lead a reader to a similar value conclusion. 5. This written report was prepared as a SUMMARY APPRAISAL REPORT prepared under the Uniform Standards of Professional Appraisal Practice under Standard 1 and 2. 6. The appraisal report was then delivered to the client, which constituted the completion of the assignment. 7. The National Association of Independent Fee Appraisers and the State of Washington have mandatory continuing education requirements. This appraiser has complied with those CE requirements. OWNERSHIP OF INTELLECTUAL PROPERTY AND/OR DATA Olympus Appraisal expressly retains all rights, title, and interest in all patents, trademarks, trade names, trade secrets, software, data, conclusions, opinions, valuations, or other information including in, arising out of, or in any way related to this appraisal or the provision of appraisal services to the named client and/or Intended User. The report and information supplied by the staff and/or agents of the Olympus Appraisal is a culmination of intellectual education, professional experience, personal investigation, and know-how, which shall at all times remain the property of Olympus Appraisal. No person shall be entitled to break down, strip out, mine, or disseminate any component or part of this report, including, but not limited to, any conclusions, valuations, opinions, or other data compilations herein. Notwithstanding, the Intended User as defined below may use this appraisal report and the contents herein for the limited purpose and use identified below. INTENDED USER The Intended User of this appraisal report is for the client or assignee. The Intended Use is to evaluate the property that is the subject of this appraisal for purchase of the vacated portion of Lower Adelma Beach Road, subject to the stated Scope of Work, purpose of the appraisal, reporting requirements of this appraisal report form, and Definition of Market Value. No additional Intended Users are identified by the appraiser. NEIGHBORHOOD MARKETABILITY The subject is located southwest of the city limits of Port Townsend, south of Discovery Bay Rd. Port Townsend provides the basic shopping needs with banks, lumber yards, medical/professional services, schools, a gas stations, local restaurants, schools and small shops. Port Townsend provides professional services, employment, county hospital, and is the county seat for the county. The Port Townsend paper mill which is approximately 5 miles south of Port Townsend and is the largest employer in the county. Other employers in the county include government jobs, Port Ludlow development, mining (basalt rock), the maritime industry (ship building), fishing, and support services catering to the local population. (Port Townsend is a historical town and draws many visitors yearly to this area.) The U.S. Navy's Indian Island and Trident Support Site projects, which provide security and support service jobs, is located east of Port Hadlock, can provide additional jobs. Jefferson County is surrounded by water and divided by the Olympic Mountain Range which gives this county many parks, beaches, campgrounds, golf courses, and other recreational facilities relating to the water or mountains. There are three state parks in the Port Townsend area; Fort Worden which borders the northeasterly city limits of Port Townsend, Old Fort Townsend which is located to the south just outside the city limits, and Fort Flagler which is located on the north end of Marrowstone Island. The Dosewallips State Park is just south of the town of Brinnon. Schools are located in Chimacum where the children are bussed or walked, and there is limited public transit available. Kitsap County, which is east of the subject is also a major employer for the peninsula. Bangor and Keyport are large employers, as well as, the Bremerton Shipyard, located in Bremerton. 3 14 Produced by ClickFORMS Software 800-622-8727 COMMENT ADDENDUM File No. Borrower Property Address City County State Zip Code Lender/Client Address Page of Olympus Appraisal JPT24069B Cathy & Todd Stegman 150 Lower Adelma Beach Rd Port Townsend JEFFERSON WA 98368 Toddstegman@me.com 6306 Atlas Pl SW, Seattle, WA 98136 SITE No adverse factors noted. The subject site is typical of the neighborhood and is located on a public street in a waterfront community. The subject easement is an asphalt street which provides low traffic patterns and privacy. The subject easement is level and cleared. The subject area is serviced by some public services and utilities with the exception of sewer. The property is subject to all easements, covenants, conditions, restrictions and rights of way of record per legal description, if any. ZONING The zoning in this area is under the Rural-1 dwelling per 5 acres. HIGHEST AND BEST USE The highest and best use is road access. As a result, it is concluded that the present use of the site represents its highest and best use. 4 14 Produced by ClickFORMS Software 800-622-8727 File No. Borrower Property Address City County State Zip Code Lender/Client Address Page of Olympus Appraisal SUBJECT PHOTOS JPT24069B Cathy & Todd Stegman 150 Lower Adelma Beach Rd Port Townsend JEFFERSON WA 98368 Toddstegman@me.com 6306 Atlas Pl SW, Seattle, WA 98136 Easement Road in front of 150 Lower Adelma Bch Another View of Portion of Street In Front of House Boundary Line Stake Another Boundary Line Stake Another Boundary Line Marker Subject House 5 14 Produced by ClickFORMS Software 800-622-8727 File No. Borrower Property Address City County State Zip Code Lender/Client Address COMPARABLE SALE # COMPARABLE SALE # COMPARABLE SALE # Page of Olympus Appraisal COMPARABLES 1-2-3 JPT24069B Cathy & Todd Stegman 150 Lower Adelma Beach Rd Port Townsend JEFFERSON WA 98368 Toddstegman@me.com 6306 Atlas Pl SW, Seattle, WA 98136 1 10xx Rhody Dr(Vacated Simms) Port Hadlock, WA 98339 2 32 Somerville Rd Chimacum, WA 98325 3 150 Beattie Ave Port Townsend, WA 98368 6 14 MLS PHOTO MLS PHOTO Produced by ClickFORMS Software 800-622-8727 File No. Borrower Property Address City County State Zip Code Lender/Client Address Page of Comparables Plat Map JPT24069B Cathy & Todd Stegman 150 Lower Adelma Beach Rd Port Townsend JEFFERSON WA 98368 Toddstegman@me.com 6306 Atlas Pl SW, Seattle, WA 98136 COM P 1 COMP 1 C O M P 1 COMP 2 COMP 3 7 14 Produced by ClickFORMS Software 800-622-8727 PLAT MAP File No. Borrower Property Address City County State Zip Code Lender/Client Address Page of Olympus Appraisal JPT24069B Cathy & Todd Stegman 150 Lower Adelma Beach Rd Port Townsend JEFFERSON WA 98368 Toddstegman@me.com 6306 Atlas Pl SW, Seattle, WA 98136 SUBJECTSUBJECT8 14 Produced by ClickFORMS Software 800-622-8727 File No.LOCATION MAP ADDENDUM Borrower Property Address City County State Zip Code Lender/Client Address Page of Olympus Appraisal JPT24069B Cathy & Todd Stegman 150 Lower Adelma Beach Rd Port Townsend JEFFERSON WA 98368 Toddstegman@me.com 6306 Atlas Pl SW, Seattle, WA 98136 9 14 Produced by ClickFORMS Software 800-622-8727 File No. Appraiser License Certificate Page of Olympus Appraisal JPT24069B 10 14 Produced by ClickFORMS Software 800-622-8727 File No. This appraisal report is subject to the scope of work, intended use, intended user, definition of market value, statement of assumptions and limiting conditions, and certifications. The Appraiser may expand the scope of work to include any additional research or analysis necessary based on the complexity of this appraisal assignment. SCOPE OF WORK:The scope of work for this appraisal is defined by the complexity of this appraisal assignment and the reporting requirements of this appraisal report form, including the following definition of market value, statement of assumptions and limiting conditions, and certifications. The appraiser must, at a minimum: (1) research, verify, and analyze data from reliable public and/or private sources, and (2) report his or her analysis, opinions, and conclusions in this appraisal report. DEFINITION OF MARKET VALUE:The definition of market value is the most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both parties are well informed or well advised, and each acting in what he or she considers his or her own best interest; (3) a reasonable time is allowed for exposure in the open market; (4) payment is made in terms of cash in U. S. dollars or in terms of financial arrangements comparable thereto; and (5) the price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions* granted by anyone associated with the sale. *Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are necessary for those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are readily identifiable since the seller pays these costs in virtually all sales transactions. Special or creative financing adjustments can be made to the comparable property by comparisons to financing terms offered by a third party institutional lender that is not already involved in the property or transaction. Any adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approximate the market's reaction to the financing or concessions based on the appraiser's judgment. STATEMENT OF ASSUMPTIONS AND LIMITING CONDITIONS:The appraiser's certification in this report is subject to the following assumptions and limiting conditions: 1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title to it, except for information that he or she became aware of during the research involved in performing this appraisal. The appraiser assumes that the title is good and marketable and will not render any opinions about the title. 2. The appraiser may have provided a sketch in this appraisal report to show the approximate dimensions of the improvements. The sketch is included only to assist the reader in visualizing the property and understanding the appraiser's determination of its size. 3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data sources) and has noted in this appraisal report whether any portion of the subject site is located in an identified Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes no guarantees, express or implied, regarding this determination. 4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question, unless specific arrangements to do so have been made beforehand, or as otherwise required by law. 5. The appraiser has noted in this appraisal report any adverse conditions (such as needed repairs, deterioration, the presence of hazardous wastes, toxic substances, etc.) observed during the inspection of the subject property or that he or she became aware of during the research involved in performing this appraisal. Unless otherwise stated in this appraisal report, the appraiser has no knowledge of any hidden or unapparent physical deficiencies or adverse conditions of the property (such as, but not limited to, needed repairs, deterioration, the presence of hazardous wastes, toxic substances, adverse environmental conditions, etc.) that would make the property less valuable, and has assumed that there are no such conditions and makes no guarantees or warranties, express or implied. The appraiser will not be responsible for any such conditions that do exist or for any engineering or testing that might be required to discover whether such conditions exist. Because the appraiser is not an expert in the field of environmental hazards, this appraisal report must not be considered as an environmental assessment of the property. 6. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory completion, repairs, or alterations on the assumption that the completion, repairs, or alterations of the subject property will be performed in a professional manner. NL - General Certification 5/2007 This form may be reproduced unmodified without written permission, however, Bradford Technologies, Inc. must be acknowledged and credited. Page of Olympus Appraisal JPT24069B 11 14 Produced by ClickFORMS Software 800-622-8727 File No. APPRAISER'S CERTIFICATION:I certify that, to the best of my knowledge and belief: 1. The reported analyses, opinions, and conclusions are limited only by the reported assumptions and limiting conditions, and are my personal, impartial, and unbiased professional analyses, opinions, and conclusions. 2. I have have no present or prospective interest in the property that is the subject of this report and have no personal interest with respect to the parties involved. 3. I have not performed services, as an appraiser or in any other capacity, regarding the property that is the subject of this report within the three-year period immediately preceding acceptance of this assignment. 4. I have no bias with respect to the property that is the subject of this report or to the parties involved with this assignment. 5. My engagement in this assignment was not contingent upon developing or reporting predetermined results. 6. My compensation for completing this assignment is not contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of this client, the amount of the value opinion, the attainment of a stipulated result, or the occurrence of a subsequent event directly related to the intended use of this appraisal. 7. My analyses, opinions, and conclusions, were developed, and this report has been prepared, in conformity, with the Uniform Standards of Professional Appraisal Practice 8. I have have not made a personal inspection of the property that is the subject of this report. 9. Unless otherwise noted, no one has provided significant real property appraisal assistance to the person signing this certification. SUPERVISORY APPRAISER'S CERTIFICATION:The Supervisory Appraiser certifies and agrees that: 1. I directly supervised the appraiser for this appraisal assignment, have read the appraisal report, and agree with the appraiser's analysis, opinions, statements, conclusions, and the appraiser's certification. 2. I accept full responsibility for the contents of this appraisal report including, but not limited to, the appraiser's analysis, opinions, statements, conclusions, and the appraiser's certification. 3. The appraiser identified in this appraisal report is either a sub-contractor or an employee of the supervisory appraiser (or the appraisal firm), is qualified to perform this appraisal, and is acceptable to perform this appraisal under the applicable state law. 4. This appraisal report complies with the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place at the time this appraisal report was prepared. 5. If this appraisal report was transmitted as an "electronic record" containing my "electronic signature," as those terms are defined in applicable federal and/or state laws (excluding audio and video recordings), or a facsimile transmission of this appraisal report containing a copy or representation of my signature, the appraisal report shall be as effective, enforceable and valid as if a paper version of this appraisal report were delivered containing my original hand written signature. APPRAISER SUPERVISORY APPRAISER (ONLY IF REQUIRED) Signature Signature Name Name Company Name Company Name Company Address Company Address Telephone Number Telephone Number Email Address Email Address Date of Signature and Report Date of Signature Effective Date of Appraisal State Certification # State Certification #or State License # or State License #State or Other (describe)State #Expiration Date of Certification or License State Expiration Date of Certification or License SUBJECT PROPERTY ADDRESS OF PROPERTY APPRAISED Did not inspect subject property Did inspect exterior of subject property from street Date of Inspection APPRAISED VALUE OF SUBJECT PROPERTY $Did inspect interior and exterior of subject property CLIENT Date of Inspection Contact Client Name COMPARABLE SALES Client Address Did not inspect exterior of comparable sales from street Did inspect exterior of comparable sales from street Email Address Date of Inspection NL - General Certification 5/2017 This form may be reproduced unmodified without written permission, however, Bradford Technologies, Inc. must be acknowledged and credited. Page of have have performed Olympus Appraisal JPT24069B X X X X Donna J. Bauman Olympus Appraisal P.O.Box 940 Chimacum, WA 98325 3607320251 olyappr@olypen.com 05/15/2025 11/13/2024 1700419 WA 03/05/2026 150 Lower Adelma Beach Rd Port Townsend, WA 98368 15,000 Todd Stegman Toddstegman@me.com 6306 Atlas Pl SW Seattle, WA 98136 Toddstegman@me.com 12 14 Produced by ClickFORMS Software 800-622-8727 File No. Borrower Property Address City County State Zip Code Lender/Client Address Page of Legal Description for 150 Lower Adelma Bch Rd JPT24069B Cathy & Todd Stegman 150 Lower Adelma Beach Rd Port Townsend JEFFERSON WA 98368 Toddstegman@me.com 6306 Atlas Pl SW, Seattle, WA 98136 13 14 Produced by ClickFORMS Software 800-622-8727 File No. Borrower Property Address City County State Zip Code Lender/Client Address Page of Vacant Land Market Survey JPT24069B Cathy & Todd Stegman 150 Lower Adelma Beach Rd Port Townsend JEFFERSON WA 98368 Toddstegman@me.com 6306 Atlas Pl SW, Seattle, WA 98136 14 14