HomeMy WebLinkAbout102425- 2026 Cost of Living Adjustments for Service-Connected BenefitsALERT: BE CAUTIOUS This email originated outside the organization. Do not open attachments or click on links if you are not expecting them.
Periodically, VA makes cost-of-living adjustments (COLAs) to VA compensation and pension benefits to ensure that the purchasing power of VA
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NewsFlash
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2026 Cost of Living Adjustments (COLA) for Service-Connected Benefits
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During the current lapse in funding, VA has ceased public affairs and outreach to Veterans, including the annual reporting of COLA through an official VA press release <https://links-1.govdelivery.co
m/CL0/https:%2F%2Fwww.ssa.gov%2Fnews%2Fen%2Fpress%2Freleases%2F2025-10-24.html/1/0100019a16f531b6-b136fb96-ed60-4d56-8e47-f6311e501df6-000000/JJ7lTK_ZpuhsvWA1xIYVyZopoWW1HMouFhM2us-2oV4=428>
. Annual COLA is calculated through monthly Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) reports of the current fiscal year (July, August, September) <https://links-1.gov
delivery.com/CL0/https:%2F%2Fwww.moaa.org%2Fcolawatch%2F/1/0100019a16f531b6-b136fb96-ed60-4d56-8e47-f6311e501df6-000000/sNnHjxdU7PceXdjAJWdWor9ZCN5afl7HDBukPNGqkY4=428> to the average
for the same months of the previous fiscal year. In September, the CPI-W increased 2.9 percent over the last 12 months to an index level of 318.139 (1982-84=100). For the month, the
index increased 0.3 percent prior to seasonal adjustment. The calculated average CPI-W for the last three months of FY25 is 317.265. The 2026 COLA of 2.8% is derived from subtracting
the FY25 calculated average from FY24 and then dividing from the FY24 baseline (317.265-308.729)/308.729 = 2.76% <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.ssa.gov%2Fnews%2Fen%2Fcola%2Find
ex.html/1/0100019a16f531b6-b136fb96-ed60-4d56-8e47-f6311e501df6-000000/v3JXfomyFhwEyusoVx2WIClOEEDnDStquXe4fqCb354=428> . Veterans, families and dependents eligible for VA benefits see
the new amount reflected in their monthly checks effective Jan. 1. 2026.
Annual COLA increases affect VA service-connected disability compensation. VA service-connected disability compensation provides payments to Veterans who got sick or injured while serving
in the military. The monthly tax-free disability compensation includes Veterans whose service made an existing medical condition worse. Special benefit allowances, including automobile
allowance, clothing allowance and Medal of Honor pension, are also provided a boost in benefit payments.
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* If you have a service-connected disability that prevents you from driving, we may pay up to $26,417.20 toward a specially equipped vehicle <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.va.go
v%2Fdisability%2Feligibility%2Fspecial-claims%2Fautomobile-allowance-adaptive-equipment%2F/1/0100019a16f531b6-b136fb96-ed60-4d56-8e47-f6311e501df6-000000/yMwxuE10DZVkpdhsghsU4ZdVwjnAxs-Gw1r7-No7tlg=4
28> for you.
* If a skin medicine, prosthetic, or orthopedic device related to your service-connected disability damages your clothes, we may pay you $1,024.50 to replace the damaged clothes <https://links-1.govd
elivery.com/CL0/https:%2F%2Fwww.va.gov%2Fdisability%2Feligibility%2Fspecial-claims%2Fclothing-allowance%2F/1/0100019a16f531b6-b136fb96-ed60-4d56-8e47-f6311e501df6-000000/5DFcM4Y28CBbnUKH5j_8ekVCe4T0-
7Vl7JOPpNaA8Z8=428> . This may be a one-time payment or we may pay this amount once a year.
* If you’ve received the Medal of Honor, we may pay you an additional $1,712.94 each month <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.va.gov%2Fdisability%2Fcompensation-rates%2Fspecial-bene
fit-allowance-rates%2F/1/0100019a16f531b6-b136fb96-ed60-4d56-8e47-f6311e501df6-000000/MbTE_SAV-b1SDnr1tZbP4TDuweuyBpI0SKptrBaZG7g=428> .
COLA allowances are also applied to the payments provided to surviving spouse, child or parent of a service member who died in the line of duty, or the survivor of a Veteran who died
from a service-related injury or illness. These VA survivor benefits are tax exempt. This means you won’t have to pay any taxes on your compensation payments.
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➤ NewsFlash <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2Findex.asp/3/0100019a16f531b6-b136fb96-ed60-4d56-8e47-f6311e501df6-000000/tuEXDNoZQ1YT13lErcHc1WDm
6NWR-DhR82cV4pAMXxM=428>
➤ Adaptive Sports <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FAdaptiveSports.asp/1/0100019a16f531b6-b136fb96-ed60-4d56-8e47-f6311e501df6-000000/LE4DLZjdL
YKljz8MhFLTwgDmCsqsnM9G-ekF7WEpqCc=428>
➤ Financial Readiness <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FFinancialReadiness.asp/1/0100019a16f531b6-b136fb96-ed60-4d56-8e47-f6311e501df6-000000/Q
KpbgCsoN7SIyAXcnFwk-tAC27LHrotkKpeQ1Z9i7Ow=428>
➤ Resources <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2Fresources.asp/1/0100019a16f531b6-b136fb96-ed60-4d56-8e47-f6311e501df6-000000/kDf7jXEoEA_R563qkHMn
F940gMtwRPb_eN1FA6RPl4U=428>
➤ Service Dogs <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FServiceDogs.asp/1/0100019a16f531b6-b136fb96-ed60-4d56-8e47-f6311e501df6-000000/7Gyzr7ELlhsGm-H
PCdBpMMamF4s6bLdKBM9r1LclquU=428>
➤ Transition Assistance <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FTransitionAssistance.asp/1/0100019a16f531b6-b136fb96-ed60-4d56-8e47-f6311e501df6-0000
00/A8ybqmASwCaucM8d1DwMqNG7iTsO6sbJ_3v3rwfg_Vc=428>
➤ Warrior Care <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FWarriorCare.asp/1/0100019a16f531b6-b136fb96-ed60-4d56-8e47-f6311e501df6-000000/tuWnse8mMw6qD-9
QbRJ4l_8rRJ-HvKSoioI3qZR3KTQ=428>
FORWARD MARCH: Veteran Saves <https://links-1.govdelivery.com/CL0/https:%2F%2Fveteransaves.org%2Fveteran-saves-week%2F/1/0100019a16f531b6-b136fb96-ed60-4d56-8e47-f6311e501df6-000000/IyfEhzNACrOTVfxr8
6X0q17gWHyUBTMK2ZiS8HbYh74=428> wants to assist your efforts to encourage financial action and savings behavior change throughout the year. To learn more about Veteran Saves, including
the program’s Founding Partners American Armed Forces Mutual Aid Association (AAFMAA) <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.aafmaa.com%2F/1/0100019a16f531b6-b136fb96-ed60-4d56-8e47-f6
311e501df6-000000/J-m2DAaNElQ4j0zTifclaGr-sKiscC02LHLWCuVpwDk=428> and Defense Credit Union Council (DCUC) <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.dcuc.org%2F/1/0100019a16f531b6-b136fb9
6-ed60-4d56-8e47-f6311e501df6-000000/jHjmJLI2epwiSxEK3TTjk9C3-unM7vn5HLG3VUolgoU=428> , visit https://veteransaves.org/ <https://links-1.govdelivery.com/CL0/https:%2F%2Fveteransaves.org%2F/1/0100019a
16f531b6-b136fb96-ed60-4d56-8e47-f6311e501df6-000000/vKc8HtyAI9ruFJsbNxl0wZdCTOwZRsAJIjNPPmKdEeo=428> . Since 2007, Veteran Saves Week <https://links-1.govdelivery.com/CL0/https:%2F%2Fveteransaves.or
g%2Fveteran-saves-week%2F/2/0100019a16f531b6-b136fb96-ed60-4d56-8e47-f6311e501df6-000000/tAz7U3JTVxaybb9oTHX87I9haRJH1T6Q-y3jznGucm0=428> , coordinated by America Saves and its partners,
has been an annual celebration as well as a call to action for military-affiliated Americans to commit to saving successfully.
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FINANCIAL READINESS
As a member of the FDIC Money Smart Alliance, NW MIRECC helps promote financial capability to strengthen the financial education efforts of Veterans, Servicemembers, and their families
<https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FFinancialReadiness.asp/2/0100019a16f531b6-b136fb96-ed60-4d56-8e47-f6311e501df6-000000/rl-BWKl5KIBBTNv9oJWTY-
HcDzQ6iWX2-IhNVmS_SYo=428> . The Financial Readiness section of the VISN 20 MIRECC NewsFlash include:
* VETERANS SERVICE ORGANIZATIONS AND MILITARY SUPPORT <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FFinancialReadiness.asp/3/0100019a16f531b6-b136fb96-ed60
-4d56-8e47-f6311e501df6-000000/EoeMS6TV3kbPu1SPBpKUUAWocTo24H2z8OA_VkbRLpg=428>
* CREDIT UNIONS AND BANKING <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FFinancialReadiness.asp/4/0100019a16f531b6-b136fb96-ed60-4d56-8e47-f6311e501df6-00
0000/5zwTcvUqL7nhFlrQJsWeaztrlImmFi6eh8cGDF9AqKY=428>
* MILITARY VETERANS BANKING <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FFinancialReadiness.asp/5/0100019a16f531b6-b136fb96-ed60-4d56-8e47-f6311e501df6-00
0000/kpPGn2Pfw8ZKj1ezTbXaJyKkp7ippnzUuJ4YjXXXuEM=428>
* FINANCIAL LITERACY AND EDUCATION <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FFinancialReadiness.asp/6/0100019a16f531b6-b136fb96-ed60-4d56-8e47-f6311e50
1df6-000000/siJLncsbJUH2ml29sehp1QsKX1oYYWOXzIrY74jOLeQ=428>
* FINANCIAL WELLNESS GUIDES <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FFinancialReadiness.asp/7/0100019a16f531b6-b136fb96-ed60-4d56-8e47-f6311e501df6-00
0000/wHZ7qg6F6b8UmNzze1icRw70kgsFqTKsHIc2Ri017V4=428>
* CREDIT, INCOME, AND RETIREMENT <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FFinancialReadiness.asp/8/0100019a16f531b6-b136fb96-ed60-4d56-8e47-f6311e501d
f6-000000/4A5KAF1RZjnbnrsj44NX0EFXGvplc0KZZh8FNiIQS3Q=428>
* HOME BUYING, REFINANCING, AND HOME LOAN RELIEF <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FFinancialReadiness.asp/9/0100019a16f531b6-b136fb96-ed60-4d56
-8e47-f6311e501df6-000000/QQqbDXLGSvctTFxJlBQYSd6RWpIbtf5dHpXrQfldK3Q=428>
* HOME IMPROVEMENT <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FFinancialReadiness.asp/10/0100019a16f531b6-b136fb96-ed60-4d56-8e47-f6311e501df6-000000/R3r
ZobaMBtgyZNPIAISzK9RMJo_X6BpFAcKX7Hwv3mM=428>
* LIFE INSURANCE, WILLS, AND ESTATE MANAGEMENT <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FFinancialReadiness.asp/11/0100019a16f531b6-b136fb96-ed60-4d56-
8e47-f6311e501df6-000000/MTghqcorBCrodo8UDbAyVhkAfywKj7JsaH7lQ9Cyl7w=428>
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Need help? Appoint a Veteran Service Organization (VSO), attorney, or claims agent to assist you. In most cases, it is not necessary for Veterans to get assistance from an attorney.
However, many Veterans choose to get free assistance from organizations such as the Disabled American Veterans (DAV), Veterans of Foreign Wars (VFW), and the Military Order of the Purple
Heart (MOPH). These organizations will typically ask you to sign a limited power of attorney, which will allow them to speak with the VA on your behalf. They can help you determine
status, ask the VA to reconsider the severity of your rated ailments, and help you with other support actions. An accredited attorney, claims agent, or VSO representative can help you
file a claim or request a decision review. Use our search tool to find one of these types of accredited representatives to help you. Use VA search tools to find accredited representatives
<https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.va.gov%2Fget-help-from-accredited-representative%2Ffind-rep%2F/1/0100019a16f531b6-b136fb96-ed60-4d56-8e47-f6311e501df6-000000/TEbt_zJSVYfihgpF819
F_25agodNGqMteC_tsbfUIZg=428> to help you.
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// Veteran Saves Week // <https://links-1.govdelivery.com/CL0/https:%2F%2Fveteransaves.org%2Fveteran-saves-week%2F/3/0100019a16f531b6-b136fb96-ed60-4d56-8e47-f6311e501df6-000000/PqWmQvi89HZHJG7MZYy1l
3g8dT8hXMB1maHMEADGsdQ=428>
Save the Date: November 4 - 7, 2025
Help enhance Veteran care by forwarding this email to your colleagues.
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Through the support of hundreds of participating organizations, together, we encourage our local communities to do a financial check-in to get a clear view of their finances and saving
behaviors <https://links-1.govdelivery.com/CL0/https:%2F%2Fveteransaves.org%2Ffor-organizations%2F/1/0100019a16f531b6-b136fb96-ed60-4d56-8e47-f6311e501df6-000000/mXE5K-YVrFxMrMJivtsh9ydF4WOvPkewGcQj
nu7rnDc=428> . Veteran Saves is a program of America Saves, an initiative of the nonprofit Consumer Federation of America (CFA) <https://links-1.govdelivery.com/CL0/https:%2F%2Fconsumerfed.org%2F/1/0
100019a16f531b6-b136fb96-ed60-4d56-8e47-f6311e501df6-000000/PcV0jnZCfaDtIVH-PGdI2K9PiP0CpwdbSYMO5sHDLi4=428> and is dedicated to helping Veterans, transitioning Servicemembers, their
families, and caregivers to save money, reduce debt, and build wealth.
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About VISN 20 and NW MIRECC
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VA's NW MIRECC serves to improve the mental health and well-being of Veterans through research and dissemination of information to providers both within VA and the general public. VA's
Veterans Integrated Service Network (VISN) 20 serves Alaska, Washington, Oregon, most of Idaho, and one county each in Montana and California. Spanning 23% of US land mass, VISN 20
is the largest geographic region of VA. Operating across three time zones over 817,417 square miles, VISN 20 is home to 273 federally recognized American Indian and Alaskan Native tribes.
As of the end of FY2024, 39% of VISN 20 enrollees resided in rural or highly rural areas.
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Ld6Cb4skgQtzTNrvVBW54Ggk=428>
NW MIRECC brings together complementary research, education, and clinical programs from VA Puget Sound (VAPSHCS) and the VA Portland Health Care System (VAPORHCS). The mission of NW
MIRECC is to improve the quality of life and function of Veterans by developing, evaluating, and promoting the implementation of effective treatments for Posttraumatic Stress Disorder
(PTSD) and its complex comorbidities. PTSD comorbidities include the behavioral consequences of repetitive blast mild Traumatic Brain Injury (mTBI), Substance Use Disorder (SUD), chronic
pain (in particular, post-concussive headaches), cognitive impairment, and increased risk for neurodegenerative disorders (chronic traumatic encephalopathy [CTE] and Alzheimer’s disease
[AD]).
VHA continually evolves and cultivates ongoing cutting-edge medical research and innovation <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FAbout_NWMIRECC%2Fnwmirecc-his
tory.asp/3/0100019a16f531b6-b136fb96-ed60-4d56-8e47-f6311e501df6-000000/SIoomXVwsquwqrXSNZgzwcD2ZgTEfTZS9DOiLgXUwMg=428> to improve the lives of America’s patriots. The collaborative
approach to mental health research, education and treatment has had a profound impact on the lives of Veterans. VAPSHCS and VAPORHCS were commissioned by Congress and the VA as one
of the first three MIRECCs in the United States <https://links-1.govdelivery.com/CL0/https:%2F%2Fgcc02.safelinks.protection.outlook.com%2F%3Furl=https%253A%252F%252Fwww.mirecc.va.gov%252Fvisn20%252F
About_NWMIRECC%252Fnwmirecc-history.asp%26data=05%257C02%257C%257Cb62e861b39334593693308dc2d828a49%257Ce95f1b23abaf45ee821db7ab251ab3bf%257C0%257C0%257C638435285899560228%257CUnknown%257CTWFpbGZsb3d8
eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%253D%257C0%257C%257C%257C%26sdata=VdwUqaI%252B7itapmlk9pptEN7U1n1fg6%252FyJXHVAEHVr%252F4%253D%26reserved=0/1/01000194b0cb14ca-ac446921
-8aa6-4ef1-b529-d0324b9dc2cb-000000/XKWGNaSEeA4Qr0A-fszk2d30V6QGn1vhm65dwQ8wbm0=390> . VA MIRECC's provide for the improvement of the provision of health-care services and related counseling
services to eligible veterans suffering from mental illness (especially mental illness related to service-related conditions) through—
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* the conduct of research (including research on improving mental health service facilities of the Department and on improving the delivery of mental health services by the Department);
* the education and training of health care personnel of the Department; and
* the development of improved models and systems for the furnishing of mental health services by the Department.
As part of the VISN 20 NW MIRECC mission to enhance access to mental health expertise, the NW MIRECC collaborates and consults with other MIRECCs and Centers of Excellence, as well as
with other VA, Department of Defense (DoD), Federal, State departments of Veterans Affairs, community agencies, and experts. The close geographic proximity (40 miles) of DoD Joint Base
Lewis-McChord/Madigan Army Medical Center to VAPSHCS has provided an exciting opportunity to develop innovative and productive research, education, and clinical care collaborations
with DoD personnel that address PTSD and its associated conditions in their early stages in active-duty Servicemembers.
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VA ranks as one of the nation's leaders in health research. Every year, thousands of research studies are conducted at VA medical centers, outpatient clinics, and nursing homes. For
example, the VA has:
* Developed artificial limbs that allow amputees to have more independence and better quality of life
* Invented the cardiac pacemaker
* Performed the first successful liver transplantation
* Developed the nicotine patch to help people stop smoking
* Played a major role in the development of the CT/CAT scan to view the inside of the body
* Tested new drugs and treatments for diseases such as AIDS, Diabetes, Alzheimer's and Osteoporosis
NW MIRECC research studies significantly contribute to advancements in our understanding of medical problems that lead to health improvements for Veterans and civilians alike. Research
studies at NW MIRECC are currently enrolling Military Veterans, First Responders, Health Care workers, and Civilians in Seattle, Washington <https://links-1.govdelivery.com/CL0/https:%2F%2Fgcc02.saf
elinks.protection.outlook.com%2F%3Furl=https%253A%252F%252Flinks-1.govdelivery.com%252FCL0%252Fhttps%253A%25252F%25252Fwww.mirecc.va.gov%25252Fvisn20%25252Fresearch%25252Fptsd-tbi-research.asp%252F1%
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VA Portland Health Care System (VAPORHCS)
Mail Stop: P3MIRECC
3710 SW US Veterans Hospital Road
Portland, OR 97239
Vet Centers are community-based counseling centers <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.vetcenter.va.gov%2F/1/0100019a16f531b6-b136fb96-ed60-4d56-8e47-f6311e501df6-000000/oJoPSue6T70s
mxXxLL5aD1AIp8AofJvbK8a9yc0RseI=428> that provide a wide range of social and psychological services, including professional readjustment counseling to eligible Veterans, active-duty
Army, Navy, Marine Corps, Coast Guard, Air Force, and Space Force service members, including National Guard and Reserve components, and their families. Vet Center Call Center 1-877-927-8387
(1-877-WAR-VETS) <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.vetcenter.va.gov%2FVETCENTER%2Fmedia%2FCall-Center-PSA.asp/1/0100019a16f531b6-b136fb96-ed60-4d56-8e47-f6311e501df6-000000/txYPav
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or any other issue they are facing in transitioning after military service or trauma and get connected to their nearest Vet Center. Signed into law in 2020, the National Suicide Hotline
Designation Act authorized 988 as the new three-digit number for the National Suicide Prevention Lifeline. Veterans may dial 988 and press 1 to contact the Veterans Crisis Line. Veterans
may reach the Veterans Crisis Line through chat (VeteransCrisisLine.net/Chat <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.veteranscrisisline.net%2Fget-help-now%2Fchat%2F/1/0100019a16f531b6-b
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Use of these Materials and Finding VA Health Care: Please note that the health care information provided in these materials is for educational purposes only. It does not replace the
role of a medical practitioner for advice on care and treatment. If you are looking for professional medical care, find your nearest VA medical center by using the Veterans Integrated
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are also for educational purposes only. It does not replace the role of a financial advisor for advice on savings and investments. Investing in your future means saving for retirement,
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