HomeMy WebLinkAbout103025 - Veteran Saves 2025ALERT: BE CAUTIOUS This email originated outside the organization. Do not open attachments or click on links if you are not expecting them.
Increase the financial confidence and well-being of American Veterans and transitioning service members so that they can save successfully,
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RdH0Ox94g=429>
NewsFlash
NW MIRECC is a proud participant in Veteran Saves Week
The annual national campaign that encourages military-affiliated individuals and families to check-in on their finances by highlighting several key areas of financial readiness, such
as financial stress, housing, employment, and banking.
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As a Participating Organization for Veteran Saves Week 2025, NW MIRECC is just one of the hundreds of organizations that will take part in a national conversation, from Tuesday, November
4, to Friday, November 7, which encourages the military-connected community to take control of their financial future. The annual campaign focuses on increasing the financial confidence
of Veterans, transitioning military members, and their families/caregivers while encouraging them to engage in a financial check-in, gaining valuable insights to enhance their financial
well-being.
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Throughout the week, NW MIRECC encourages Veterans, transitioning military members, and their families/caregivers to become engaged in the following daily themes:
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➤ NewsFlash <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2Findex.asp/2/0100019a36cb0249-565dd57e-0eac-4f6c-a28f-1627489c3bf9-000000/2_1Gy8AwxUQBhDkfQR9ytutz
O1wsACXVIx1WikF6Dfk=429>
➤ Adaptive Sports <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FAdaptiveSports.asp/1/0100019a36cb0249-565dd57e-0eac-4f6c-a28f-1627489c3bf9-000000/5O33SRYkq
rhz-F-rnCsi9YZ7Hq_UMCz0_3BvJZxmi1Q=429>
➤ Financial Readiness <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FFinancialReadiness.asp/1/0100019a36cb0249-565dd57e-0eac-4f6c-a28f-1627489c3bf9-000000/Z
_OdKvXJ1fuZ9TsGYnoqY3Y6gubohlZ1I8zJWDbqEA8=429>
➤ Resources <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2Fresources.asp/1/0100019a36cb0249-565dd57e-0eac-4f6c-a28f-1627489c3bf9-000000/-stVly76eT5lVUOS2f86
D2hQYdXD8zJQf8MdOjWmf-A=429>
➤ Service Dogs <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FServiceDogs.asp/1/0100019a36cb0249-565dd57e-0eac-4f6c-a28f-1627489c3bf9-000000/2ml29sgWGakKwUI
gnwWp4bQ9YKcew9ngFDLmD-KAEK8=429>
➤ Transition Assistance <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FTransitionAssistance.asp/1/0100019a36cb0249-565dd57e-0eac-4f6c-a28f-1627489c3bf9-0000
00/oK2rTrhLQo2WVTcm8LsWVEtXQlcB64_4gKEvK8JUVW0=429>
➤ Warrior Care <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FWarriorCare.asp/1/0100019a36cb0249-565dd57e-0eac-4f6c-a28f-1627489c3bf9-000000/fx2UdJ1ibrj0ERL
4d4j4mb-ZcGOlgviDyQeV_ow2Kro=429>
FORWARD MARCH: Make a pledge to yourself and create a simple savings plan that works. Complete the Pledge and Veteran Saves will send you short email and text reminders, resources and
tips to keep you on track <https://links-1.govdelivery.com/CL0/https:%2F%2Fveteransaves.org%2F/3/0100019a36cb0249-565dd57e-0eac-4f6c-a28f-1627489c3bf9-000000/cs1OEM3-iNFn7ILVvuxMy-DvW24ZZOs1_EO4-zeh
coE=429> towards your savings goal. Become part of an entire community of savers. Get started now!
* Tuesday, November 4: Survival Mode Spending: What to Do When There’s Not Enough
* Wednesday, November 5: Building Trust with Your Financial Institution
* Thursday, November 6: Paycheck Check-in: Making the Military-to-Civilian Financial Transition
* Friday, November 7: The Real Cost of Housing After Service
Each day focuses on a different theme aligned with one of our four pillars — alleviating financial stress, housing, banking access, and the financial transition from military to civilian
employment. These aren’t just broad topics — they’re conversations rooted in real life, shaped by the questions Veterans and their families are asking every day.
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From navigating bills in survival mode, to understanding the true cost of civilian housing, to building a trusted relationship with a financial institution, our themes are designed to
meet people where they are and offer clear, practical steps forward. Throughout the week, NW MIRECC will amplify resources, tools, and tips online at https://www.mirecc.va.gov/visn20/Newsflash/Finan
cialReadiness.asp <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FFinancialReadiness.asp/2/0100019a36cb0249-565dd57e-0eac-4f6c-a28f-1627489c3bf9-000000/M8Vfl
aZtbOeYQMgj9FuaxRDMWHR5X0v-FUk98enHV50=429> . The Financial Readiness section is geared to help the military-connected community build stability, prepare for the unexpected, and plan
for the future. NW MIRECC helps promote financial capability to strengthen the financial education efforts of Veterans, Servicemembers, and their families <https://links-1.govdelivery.com/CL0/https:
%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FFinancialReadiness.asp/3/0100019a36cb0249-565dd57e-0eac-4f6c-a28f-1627489c3bf9-000000/ryaiWrb5Cw0cNduI0VsfKOSqUSH2wOucG3xmMhrkYkQ=429>
. Together, we’ll encourage smart saving habits, connect Veterans to trusted support, and remind each other that financial confidence starts with one small step. The Financial Readiness
section of the VISN 20 MIRECC NewsFlash include:
* VETERANS SERVICE ORGANIZATIONS AND MILITARY SUPPORT <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FFinancialReadiness.asp/4/0100019a36cb0249-565dd57e-0eac
-4f6c-a28f-1627489c3bf9-000000/SE4P_XZci7gZee4bflSi5hdQ3n84rD1ggrgbIbA-wGw=429>
* CREDIT UNIONS AND BANKING <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FFinancialReadiness.asp/5/0100019a36cb0249-565dd57e-0eac-4f6c-a28f-1627489c3bf9-00
0000/3hByyVGy4wOF9b8bfEMyrcj4uSoxHs5sapHHzl04PRI=429>
* MILITARY VETERANS BANKING <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FFinancialReadiness.asp/6/0100019a36cb0249-565dd57e-0eac-4f6c-a28f-1627489c3bf9-00
0000/tdXPGjgvCaA83MVJcrpKCE65oNkqe6V_4VvO5QtFoqI=429>
* FINANCIAL LITERACY AND EDUCATION <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FFinancialReadiness.asp/7/0100019a36cb0249-565dd57e-0eac-4f6c-a28f-1627489c
3bf9-000000/ZNKZV8KZrhbwLrt8X8jGDhvBlztzF9i4qYColNIoadE=429>
* FINANCIAL WELLNESS GUIDES <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FFinancialReadiness.asp/8/0100019a36cb0249-565dd57e-0eac-4f6c-a28f-1627489c3bf9-00
0000/gF76CpzD8EhjwISztQddfXio4uSS1t70BMEohVh1O_g=429>
* CREDIT, INCOME, AND RETIREMENT <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FFinancialReadiness.asp/9/0100019a36cb0249-565dd57e-0eac-4f6c-a28f-1627489c3b
f9-000000/GCRrJvWyWn0yU3hCIVThck3Lzc0E3ooNINabu11mtmU=429>
* HOME BUYING, REFINANCING, AND HOME LOAN RELIEF <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FFinancialReadiness.asp/10/0100019a36cb0249-565dd57e-0eac-4f6
c-a28f-1627489c3bf9-000000/MORW4tnWajvqECvE5zwFXo7caiDGRxgNofLTfWuSitk=429>
* HOME IMPROVEMENT <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FFinancialReadiness.asp/11/0100019a36cb0249-565dd57e-0eac-4f6c-a28f-1627489c3bf9-000000/BIW
f_LIwo2yJrVufTFHVyMiRfC1CfuT8bL2dOht-Hs8=429>
* LIFE INSURANCE, WILLS, AND ESTATE MANAGEMENT <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FFinancialReadiness.asp/12/0100019a36cb0249-565dd57e-0eac-4f6c-
a28f-1627489c3bf9-000000/-7lLcZWtYgVMIDrf8sHC7IVp2QZpzosNvTnkdab53kI=429>
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Veteran Saves Partners <https://links-1.govdelivery.com/CL0/https:%2F%2Fveteransaves.org%2Fabout-us%2F/1/0100019a36cb0249-565dd57e-0eac-4f6c-a28f-1627489c3bf9-000000/jZm1KFMsiRDyF5KZip-tJYLFb8BUCNEr7
U2zQ4tlKlo=429>
* American Armed Forces Mutual Aid Association (AAFMAA) <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.aafmaa.com%2F/1/0100019a36cb0249-565dd57e-0eac-4f6c-a28f-1627489c3bf9-000000/Unhw3UiYDZnOV
PhYSXy0ZRas8CUMIWbbgMTUzb34AQk=429>
* Defense Credit Union Council <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.dcuc.org%2F/1/0100019a36cb0249-565dd57e-0eac-4f6c-a28f-1627489c3bf9-000000/41OwL4-Twf7T5KQgJX2lJZLpdrxZaLuHaZIi-ewo
3ns=429>
* U.S. Department of Veterans Affairs, Veterans Benefits Banking Program (VBBP) <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.benefits.va.gov%2Fbenefits%2Fbanking.asp/1/0100019a36cb0249-565dd5
7e-0eac-4f6c-a28f-1627489c3bf9-000000/D30RGeJoTATAliNYasQMz-w5N0EE9lfCgH6eNdSl9tI=429>
* The Association of Military Banks of America (AMBA) <https://links-1.govdelivery.com/CL0/https:%2F%2Fambahq.org%2F/1/0100019a36cb0249-565dd57e-0eac-4f6c-a28f-1627489c3bf9-000000/4tUPMnFw222rRATZA4b
9OOVe6la_z-thUKrdrQjYr6k=429>
Veteran Saves is a program designed to help veterans and their families build financial stability and security. Coordinated by the non-profit Consumer Federation of America (CFA) <https://links-1.gov
delivery.com/CL0/https:%2F%2Fconsumerfed.org%2F/1/0100019a36cb0249-565dd57e-0eac-4f6c-a28f-1627489c3bf9-000000/cXczhlUYLan_CQRQObeO7nJGpDLkfO77IKaxQRxUtKw=429> , Veteran Saves utilizes
research-based principles of behavioral economics and social marketing to promote savings behavior and motivate action.
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Those with a savings plan are twice as likely to save successfully. Taking the Veteran Saves Pledge is a pledge to yourself to start a savings journey and Veteran Saves is here to encourage
you along the way. Take the first step toward creating a better financial future. Make a plan, set a goal, and pledge to yourself to start saving, today. For helpful tip, choose your
savings goal.
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* Emergency Fund <https://links-1.govdelivery.com/CL0/https:%2F%2Fveteransaves.org%2Fwhat-to-save-for%2F%3Fgoal=emergency-fund/1/0100019a36cb0249-565dd57e-0eac-4f6c-a28f-1627489c3bf9-000000/iQQbyNZFe
NE9xpVUDRqv5VBmXQWPBD91MnB-rrr0sD8=429>
* Large Purchase <https://links-1.govdelivery.com/CL0/https:%2F%2Fveteransaves.org%2Fwhat-to-save-for%2F%3Fgoal=large-purchase/1/0100019a36cb0249-565dd57e-0eac-4f6c-a28f-1627489c3bf9-000000/rShUpFUOI
EHhBBQ805LFa4RdcsPVFdZo1kk_z5ReaO8=429>
* Vacation <https://links-1.govdelivery.com/CL0/https:%2F%2Fveteransaves.org%2Fwhat-to-save-for%2F%3Fgoal=vacation/1/0100019a36cb0249-565dd57e-0eac-4f6c-a28f-1627489c3bf9-000000/sR_AXNmxJN0SufMoT396P
KPnbkjD348lc1eOuqp_jW0=429>
* Education <https://links-1.govdelivery.com/CL0/https:%2F%2Fveteransaves.org%2Fwhat-to-save-for%2F%3Fgoal=education/1/0100019a36cb0249-565dd57e-0eac-4f6c-a28f-1627489c3bf9-000000/a6x2hEN7r1xKq2w8Bc-
N_XRR6mEtbYcXG8s-Ty51LD0=429>
* Debt Repayment <https://links-1.govdelivery.com/CL0/https:%2F%2Fveteransaves.org%2Fwhat-to-save-for%2F%3Fgoal=debt-repayment/1/0100019a36cb0249-565dd57e-0eac-4f6c-a28f-1627489c3bf9-000000/WNDXf7px6
gyOVbsJCiwdeXMvb-SudJF5dQauGlp5cDQ=429>
* Housing <https://links-1.govdelivery.com/CL0/https:%2F%2Fveteransaves.org%2Fwhat-to-save-for%2F%3Fgoal=housing/1/0100019a36cb0249-565dd57e-0eac-4f6c-a28f-1627489c3bf9-000000/Enw8kcMRq6uiWz4JfJ7DWtF
B98JenJiTMeP8KvmZv6c=429>
* General Savings <https://links-1.govdelivery.com/CL0/https:%2F%2Fveteransaves.org%2Fwhat-to-save-for%2F%3Fgoal=general-savings/1/0100019a36cb0249-565dd57e-0eac-4f6c-a28f-1627489c3bf9-000000/PYktkPH
nc67klaN9ltGy626QFUDBhWdOESr3wfHV4Cw=429>
* Investment <https://links-1.govdelivery.com/CL0/https:%2F%2Fveteransaves.org%2Fwhat-to-save-for%2F%3Fgoal=investment/1/0100019a36cb0249-565dd57e-0eac-4f6c-a28f-1627489c3bf9-000000/9f0E4y_zqGtSfcaor
iOmDU1Ikb6Zm24gN1o1JqSxaUE=429>
* Retirement <https://links-1.govdelivery.com/CL0/https:%2F%2Fveteransaves.org%2Fwhat-to-save-for%2F%3Fgoal=retirement/1/0100019a36cb0249-565dd57e-0eac-4f6c-a28f-1627489c3bf9-000000/j_PE4070n_WudPAzt
xzZUI3XWepxlq_2Bl517dynG1Y=429>
* Transition Fund <https://links-1.govdelivery.com/CL0/https:%2F%2Fveteransaves.org%2Fwhat-to-save-for%2F%3Fgoal=transition-fund/1/0100019a36cb0249-565dd57e-0eac-4f6c-a28f-1627489c3bf9-000000/IOTgqxg
SHyd70q-jVGJIpOOb8x9d3E5GsqX4cC3JVrg=429>
* Disability-Related Expenses <https://links-1.govdelivery.com/CL0/https:%2F%2Fveteransaves.org%2Fwhat-to-save-for%2F%3Fgoal=disability-related-expenses/1/0100019a36cb0249-565dd57e-0eac-4f6c-a28f-162
7489c3bf9-000000/B86azzevIz-NsrPF4g3e_kk0ej6IXRIblvITarKjIVI=429>
Since 2007, Veteran Saves Week (Formerly Military Saves Week), coordinated by America Saves and its partners, has been an annual celebration as well as a call to action for military-affiliated
Americans to commit to saving successfully. Through the support of hundreds of participating organizations, together, we encourage our local communities to do a financial check-in to
get a clear view of their finances and saving behaviors. The Veteran Saves pledge is an online tool that allows Savers to set a goal and make a simple savings plan that works. Learn
more at https://veteransaves.org/ <https://links-1.govdelivery.com/CL0/https:%2F%2Fveteransaves.org%2F/6/0100019a36cb0249-565dd57e-0eac-4f6c-a28f-1627489c3bf9-000000/52xU6fvGa2G5G9bm5etCVo2hDXmtwKT0
Gpecn1_N_ZY=429> .
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About VISN 20 and NW MIRECC
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VA's NW MIRECC serves to improve the mental health and well-being of Veterans through research and dissemination of information to providers both within VA and the general public. VHA
continually evolves and cultivates ongoing cutting-edge medical research and innovation <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FAbout_NWMIRECC%2Fnwmirecc-histor
y.asp/1/0100019a36cb0249-565dd57e-0eac-4f6c-a28f-1627489c3bf9-000000/RReofworlwI9zNgKfpLg8BVUG7XWJZcqP9NIYjdlBfw=429> to improve the lives of America’s patriots. VA's Veterans Integrated
Service Network (VISN) 20 serves Alaska, Washington, Oregon, most of Idaho, and one county each in Montana and California. Operating across three time zones over 817,417 square miles,
VISN 20 is home to 273 federally recognized American Indian and Alaskan Native tribes. Spanning 23% of US land mass, VISN 20 is the largest geographic region of VA. NW MIRECC brings
together complementary research, education, and clinical programs from VA Puget Sound (VAPSHCS) and the VA Portland Health Care System (VAPORHCS). The collaborative approach to mental
health research, education and treatment has had a profound impact on the lives of Veterans.
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VAPSHCS and VAPORHCS were commissioned by Congress and the VA as one of the first three MIRECCs in the United States <https://links-1.govdelivery.com/CL0/https:%2F%2Fgcc02.safelinks.protection.outloo
k.com%2F%3Furl=https%253A%252F%252Fwww.mirecc.va.gov%252Fvisn20%252FAbout_NWMIRECC%252Fnwmirecc-history.asp%26data=05%257C02%257C%257Cb62e861b39334593693308dc2d828a49%257Ce95f1b23abaf45ee821db7ab251a
b3bf%257C0%257C0%257C638435285899560228%257CUnknown%257CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%253D%257C0%257C%257C%257C%26sdata=VdwUqaI%252B7itapmlk9pptEN7U1n1fg
6%252FyJXHVAEHVr%252F4%253D%26reserved=0/1/01000194b0cb14ca-ac446921-8aa6-4ef1-b529-d0324b9dc2cb-000000/XKWGNaSEeA4Qr0A-fszk2d30V6QGn1vhm65dwQ8wbm0=390> . The mission of NW MIRECC is
to improve the quality of life and function of Veterans by developing, evaluating, and promoting the implementation of effective treatments for Posttraumatic Stress Disorder (PTSD)
and its complex comorbidities. PTSD comorbidities include the behavioral consequences of repetitive blast mild Traumatic Brain Injury (mTBI), Substance Use Disorder (SUD), chronic pain
(in particular, post-concussive headaches), cognitive impairment, and increased risk for neurodegenerative disorders (chronic traumatic encephalopathy [CTE] and Alzheimer’s disease
[AD]). VA MIRECC's provide for the improvement of the provision of health-care services and related counseling services to eligible veterans suffering from mental illness (especially
mental illness related to service-related conditions) through—
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* the conduct of research (including research on improving mental health service facilities of the Department and on improving the delivery of mental health services by the Department);
* the education and training of health care personnel of the Department; and
* the development of improved models and systems for the furnishing of mental health services by the Department.
As part of the VISN 20 NW MIRECC mission to enhance access to mental health expertise, the NW MIRECC collaborates and consults with other MIRECCs and Centers of Excellence, as well as
with other VA, Department of Defense (DoD), Federal, State departments of Veterans Affairs, community agencies, and experts. The close geographic proximity (40 miles) of DoD Joint Base
Lewis-McChord/Madigan Army Medical Center to VAPSHCS has provided an exciting opportunity to develop innovative and productive research, education, and clinical care collaborations
with DoD personnel that address PTSD and its associated conditions in their early stages in active-duty Servicemembers.
VA ranks as one of the nation's leaders in health research. Every year, thousands of research studies are conducted at VA medical centers, outpatient clinics, and nursing homes. For
example, the VA has:
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* Developed artificial limbs that allow amputees to have more independence and better quality of life
* Invented the cardiac pacemaker
* Performed the first successful liver transplantation
* Developed the nicotine patch to help people stop smoking
* Played a major role in the development of the CT/CAT scan to view the inside of the body
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