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JEFFERSON COUNTY
BOARD OF COMMISSIONERS
Consent Agenda Item
FOR THE WEEK OF: May 23.20] 1
I. Description -- A brief description of the agenda item.
Approval of the Memorandum of Understanding and Membership Agreement for
the Washington Counties Select (L& I) Retrospective Rating Program.
II. Issues -- A short outline of the major issues or areas that should be
given particular attention.
The Washington Counties Retrospective Rating program, sponsored by WSAC,
was restructured in 2005. The Retrospective Rating program provides the
opportunity for participants to share in the financial reward of a rebate on L&I
premiums. The membership is restricted to counties that have good safety
practices, effective claims management, return to work programs, and a
specified loss ratio or a trend of improving performance.
Jefferson County is part of the pool because the County has met the criteria
established (see MOU). The County is already a member of the Washington
Counties Workplace Safety Alliance which provides the assistance of a third
party administrator to help with L&I claims control. The County's experience
rating has been reduced with the help of this third party administrator.
III. Action -- What is the nature of the action the Board is being asked to
take (discussion, approval of a contract, support for a
grant, etc.)
Review and approve the MOU and Membership Agreement. If the County is
going to participate in this program, these items must be approved and submitted
to WSAC by June 10, 2011.
IV. You may also want to express the department's position or recommen-
dation.
It is recommended that this MOU and the Membership Agreement by approved
by the Board.
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Washington State
Association of Counties
WASHINGTON COUNTIES SELECT RETROSPECTIVE RATING PROGRAM
MEMORANDUM OF UNDERSTANDING
AND
MEMBERSHIP AGREEMENT
For Program year July 1, 2011 to June 30, 2012
NAME
This retrospective rating program shall be known as the Washington Counties Select Retrospective Rating
Program.
PURPOSE
The program is intended to benefit the member entities and their employees by providing a financial
incentive for good safety practices, effective claims management, and programs that return workers to
productive employment.
MEMBERSHIP
Because the program is established to use the financial rewards available through the retrospective rating
program, membership is restricted to counties and related entities that are likely to assist the pool in
meeting its financial goals. For the 2011-12 program year members must meet the following criteria:
1. They must be a member in good standing of the Washington Counties Workplace Safety Alliance.
2. Their most recent three year loss history (2006-07, 2007-08 to 2008-09) must meet one of the
following criteria:
a. An average loss ratio of less than 1.00
b. Loss ratios that exceed 1.00 in only one of the three years
c. An average three year loss ratio within 10% of the breakeven point of 1.15 and a trend of
improving performance.
3. They must adopt this agreement and the agreement form required by the State Department of
Labor and Industries.
4. They must have a Return to Work Program or show progress toward adopting a Return to Work
program.
5. Membership is subject to approval by the WSAC Board of Directors.
GOVERNANCE
The Washington State Association of Counties (WSAC) Board of Directors, as the governing board of the
sponsoring entity, shall provide oversight and policy direction to the program. The Executive Director of
WSAC shall be responsible for the operation of the pool. An Advisory Committee of representatives from
participating counties and related entities shall advise the WSAC Executive Director and Board on issues
related to the retrospective rating program. The Advisory Committee shall organize itself and elect officers
Washington Counties Building I 206 Tenth Ave SE I Olympia, Washington 98501-1211 I Phone: 360.753.1886 I Fax: 360.753.2842
www.wacounties.org/wsac
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Washington State
Association of Counties
and designate an Executive Committee. The Advisory Committee may charge the Executive Committee to
act on its behalf on various issues. Issues will be decided at Advisory Committee meetings by a simple
majority of the member entities in attendance.
MEETINGS
The Advisory Committee and Executive Committee may meet in person or by phone or other electronic
means. The Advisory Committee shall meet at least once a year and at the call of the officers. WSAC shall
provide notice to member counties and entities of meetings.
REFUND RETENTION POLICY:
1. A reserve account will be established to hold an amount equal to the maximum three year exposure
of the group. Any and all refunds will be held in reserve until the account has reached the maximum
exposure. Refunds will be paid out to members of a retro year at the third and final adjustment
above and beyond the reserve account maximum exposure.
EXAMPLE:
7/1/2005 - 6/30/2006 Standard Premium = $2,150,258
7/1/2006 - 6/30/2007 Standard Premium = $2,146,600
7/1/2007 - 6/30/2008 Standard Premium = $2,428,000 (Estimated)
RESERVE REQUIREMENT
$6,725,058
$339,923
$339,923
TOTAL
MAXIMUM ASSESSMENT
DISTRIBUTION OF REFUNDS AND ASSESSMENTS:
1. Refunds will be distributed as follows:
a. 30% of a refund shall be distributed on the basis of the member county or entity's contribution to
the group refund.
b. 70% of a refund will be distributed on the basis of a member county or entity's share of the total
rate base for the program.
2. Assessments shall be distributed as follows:
a. Any assessment will first be distributed as follows:
1. 25% of the assessment will be distributed solely among counties with loss experience in
excess of the breakeven point based on their losses above the breakeven point. In no case
shall the assessment for an individual county or entity exceed five percent of its rate base.
2. The remaining assessment shall be distributed among all. participants based on their total
losses.
Washington Counties Building I 206 Tenth Ave 5E I Olympia, Washington 98501-1211 I Phone: 360.753.1886 I Fax: 360.753.2842
www.wacounties.org.lwsac
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11111
Washington State
Association of Counties
3. The combined assessments under a. and b. may not exceed five percent of the individual
rate base for any individual participating entity.
b. A hypothetical example of the assessment method is shown in Attachment A.
3. Refunds versus Assessments:
1. The refund formula shall be used for all adjustments or partial adjustments, positive or negative of
cumulative refund levels.
2. The assessment formuLa shall be used for all adjustments or part.ial adjustments, positive or negative
of cumulative assessment levels.
3. Example:
a. The first adjustment of Retro Year A had resulted in a refund of $50,000. The refund formuLa
is used to attribute the refund to pool members.
b. The second adjustment for Retro Year A was a negative $75,000. This resulted in a cumulative
$25,000 assessment.
c. The refund formula would be used for the first $50,000 of the reduction. This reverses the
refund adjustment from the first year.
d. The assessment formula wouLd be used for the remaining $25,000 of the reduction, because
this part of the adjustment wouLd result in a cumulative ,assessment.
PROGRAM PERIOD:
This agreement covers the Retrospective Rating Year from July 1, 2011 to June 30, 2012. Each County in
the SeLect Retro and Safety Alliance will be notified at the annual meeting if they qualify to participate in
the Select Retro for the upcoming July enrollment. If a county is not present at the annual meeting, a Letter
will be sent out no Later than June 15, 2011.
DUTY TO COOPERATE:
Because the potential for refunds and assessments extends over severaL years as claims mature, member
counties agree to cooperate with the retrospective program, its third party administrators and other agents
until such time as the third and final adjustment order of any Retro Year is final and binding as provided for
by 296-17-90453. Cooperation will include, at a minimum, access to claims data and cooperation in
managing claims. All claim related communication between Labor & Industries, the Board of Industrial
Insurance Appeals, The Washington State Department of Retirement Systems, and/or the member county
must include the association and/or its third party administrator. At no time, may a member county
represent itself in an appeal, protest, or hearing without the notification to the association and its third
party administrator.
DISPUTES REGARDING TREATMENT OF SPECIFIC CLAIMS:
One of the primary purposes of the retro fund is to earn refunds for pool members as a group. In some rare
cases the interests of the pool as a whole and an individual member may come into conflict. In such cases
Washington Counties Building I 206 Tenth Ave SE I Olympia, Washington 98501-1211 I Phone: 360.753.1886 I Fax: 360.753.2842
www. wacounties.or~/wsac
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Washington State
Association of Counties
the decision of the WSAC Director is final unless appealed by the employer. Appeals will be heard by the
advisory committee. The decision of the advisory committee shall be final. Nothing in this section prohibits
the Advisory Committee from working with member employers to develop solutions to disputes regarding
individual cases that will balance the interests of the pool with needs of individual employers.
ENTRY INTO PROGRAM:
Counties and related entities belonging to the Washington Counties Workplace Safety Alliance may apply for
entry into the Washington Counties Select Retrospective Rating Program when they meet the criteria for
membership set out in this agreement. With the approval of the WSAC Board, they may join this agreement
as an active member at the beginning of any quarter following approval of their membership application.
Adoption of this Memorandum of Understanding constitutes an agreement of membership in the Washington
Counties Select Retrospective Rating Program Plan Al, 1.05 for the period of one year commencing July 1,
2011 and ending June 30, 2012. Upon meeting the membership criteria, this agreement will automatically
renew each July 1st unless cancelled in writing by either party by June 15th of each year.
Adopted by the
Legislative Authority, Governing Board or Executive
(County / Organization Name)
Di rector on
(Date)
County /Organization Chair/Executive Director
Printed name of signee
"\pproved as LJ form only:
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lefferson Co. Prosecut~s Office'
Washington Counties Building I 206 Tenth Ave SE I Olympia, Washington 98501.1211 I Phone: 360.753.1886 I Fax: 360.753.2842
www.wacounties.orl2/wsac