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HomeMy WebLinkAboutM111808ok William S. Marlow Richard A. Broders Dave Garing 1820 Jefferson Street P.O. Box 1220 Port Townsend, WA 98368 William S. Marlow MINUTES November 18, 2008 Richard A. Broders Dave Garing Chairman Vice - Chairman Member Chairman William S. Marlow called the meeting to order at 1:00 p.m. in the presence of Vice - Chairman Richard A. Broders and Member Dave Garing. HEARINGS Jack L. A. Finney BOE: 08 -62 -R PN: 001064 006 P.O. Box 315 Port Townsend, WA 98368 Jack L. A. Finney's wife Rebecca Finney was present. Senior Appraiser Bob Shold represented the Assessor's office. After explaining the hearing process Chairman Marlow swore in both parties. Under appeal is the land and improvement value of property located at 3290 Hastings Avenue W., Port Townsend. Currently, the property is assessed at $465,345 ($180,490 for the land and $284,855 for the improvements). The appellant's estimate of value is $375,000 ($250,000 for the land and $125,000 for the improvements). Mrs. Finney stated that their house consists of 1 bedroom, 1 bath and a loft. Compared to other properties listed for sale in the area, the assessment is too high. Information on those Real Estate listings was previously submitted to the Board. Mr. Shold stated that he is present on behalf of Dennis Pownall, the appraiser who assessed this property and could not be here today. Mr. Pownall prepared a packet of information for this hearing which was provided to the appellant and the Board. Mr. Shold stated that he will try to answer any questions the Board may have about the information. He explained that the assessment date is January 1, 2008. Sales that occur after that date are beyond the control of the Assessor. Phone (360)385 -9100 Fax (360)385 -9382 jeffbocc@co jefferson.wa.us Board of Equalization Minutes - November 18, 2008 Page: 2 Mrs. Finney acknowledged that the Real Estate listings are after the assessment date, but, she noted that they are also reduced in price. Mr. Shold agreed and stated that the prices are being reduced almost 1 year after the assessment date. Hearing no further testimony, Chairman Marlow closed the hearing. The Board will make a determination at a later date. John C. & Elizabeth M. Koller BOE: 08 -82 -R PN: 965 300 055 20 Bluffs Lane Port Townsend, WA 98368 John Koller was present. Appraiser Maryn Gossell represented the Assessor's office. After explaining the hearing process Chairman Marlow swore in both parties. Under appeal is the land and improvement value of property located in Kala Point at 25 Bluffs Lane, Port Townsend. Currently, the property is assessed at $414,290 ($105,000 for the land and $309,290 for the improvements). The appellants estimate the value is $375,000 (a breakdown between land and improvements was not provided). Mr. Kuller stated that he disputes the methodology used to value his property. He understands that all the parcels located in the "The Bluffs" condominium development are categorized as view property. His property does not have a view. View implies increased value and he disputes his value to the extent that it is affected by that categorization. He noted that one of the comparable property sales presented by the Assessor's office is located off of Cedar View Drive and clearly has a view. That is comparing apples to oranges. With the permission of the Assessor's representative, Mr. Koller presented a panoramic photograph showing that the view from their property is a view of the house across the street. The Bluffs condominium development was the last to be built in Kala Point and is the least desirable propery, due to its location on a busy street corner and the fact that there is no view. Ms. Gossell stated that the appellants purchased the property for $450,000 in May 2008. The property is supposed to be valued at 100% of fair market value. The current assessment is $414,290 which is 92% of fair market value, based on the purchase price. The property located off of Cedar View Drive was presented as exhibit not as a comparable property sale. It was presented to show that the assessment of $546,625 for that parcel is 75% of its sale price of $725,000. This assessment is 25% below fair market value. Another exhibit shows a land sale in Kala Point in the amount of $160,000. It is currently assessed at 137,500 which is 86% of the sale price. That is 14% below fair market value. Board of Equalization Minutes - November 18, 2008 Page: 3 Ms. Gossell discussed information (report card) that was provided to the Board and sent to the appellant prior to the hearing, This "report card" shows sales that occurred in the Kala Point area after July 11, 2008 when the Assessor's rolls were closed. It lists the sale prices, the assessed values and the ratio between the two amounts. The assessed values of all the properties are below their sale prices. She must assess property at 100% of market value. The appellant's property is the only single family residence located in the Bluffs development. All the other structures are condominium units. She noted that the appellant's land is valued using code 44163 which is defined as follows: "No/Limited water view /level, higher orientation condo unit sites in the Bluffs in Kala Heights, building #1." The property is not being valued as view property. In fact, at $105,000, it has the lowest value of all the lots in the Bluffs development. Mr. Kuller stated that his issue is with his property being categorized as having a limited view, when there are other lots with much better views. He believes that categorization impacts his value in some form or fashion. Ms. Gossell replied that the view lots are being valued at a base rate of $210,000. That is twice the value of the appellant's property, so the view is definitely being taken into consideration. Hearing no further testimony, Chairman Marlow closed the hearing. A determination will be made at a later date. William & Wendi Metzer BOE: 08 -106 -R PN: 965 000 099 11 Dunraven Place Port Townsend, WA 98368 William Metzer was present. Appraiser Maryn Gossell represented the Assessor's office. After explaining the hearing process Chairman Marlow swore in both parties. Under appeal is the land and improvement value of property located in Kala Point at 11 Dumaven Place, Port Townsend. Currently, the property is assessed at $580,350 ($95,000 for the land and $485,350 for the improvements). The appellants estimate the value is $514,222 ($46,980 for the land and $467,242 for the improvements). Mr. Metzer asked if he could present his testimony last? The Board agreed. Ms. Gossell presented a map outlining the appellant's property and three comparable property sales. The appellant's 1 -story house was built in 2004 and consists of 2,632 square feet with a 730 square foot garage. They purchased the property in July 2005 for $493.500. Comparable property 91 is a vacant lot located down the street from the appellant's property. It sold in January 2007 for $95,000 and is presented to support the land value of the appellant's property which is being disputed. It is being valued using the base land rate of $85.000 which was also used for the appellant's land value. Board of Equalization Minutes - November 18, 2008 Page: 4 Comparable property #2 is an improved parcel. The house on this property was built in 1991 and remodeled in 1995. It is smaller and approximately 15 years older than the appellant's house. The same base land rate of $85,000 was used in the assessment. It sold in December 2007, three weeks prior to the January 1, 2008 assessment date, for $600,000. Comparable property #3 is also an improved parcel. Built in 2007, the house on this property is newer, but, slightly smaller than the appellant's house. Again the base land rate of $85,000 was used in the assessment. This property sold twice since the last revaluation period four years ago. The land sold in September 2005 for $81,000. Then it sold again with a house for $543,000 in March 2007. The appellant's property value per square foot calculates to be $165.00. The value of comparable property 92 is $170.00 per square foot and the value of comparable property #3 is $166.00 per square foot. She stated that the appellant noted on his petition form that with the decline in the housing market, property values have not risen, but actually fallen. The sales data that the Assessor's office has been tracking up to date, proves that statement is not correct. Property in Kala Point has not declined in value. While there may not be as many sales occurring as in recent years, the properties which are selling, have sold for more than their assessed values. The sales which have occurred over the last four years show an increase in Kala Point property values anywhere from a 48% to 68% increase. She presented two sales exhibits as supporting data. They are not presented as comparable properties, but rather as evidence that the market has not declined. One is the sale of an improved property located off of Cedar View Drive. It was previously assessed in 2004 for $363,060. Based on sales, it was reassessed in January 2008 for $546,625. An assessment increase of 51 %. The property sold in September 2008 for $725,000. Now the assessment is 75% of the sale price. That is 25% below the fair market value. The second exhibit shows a vacant land sale in Kala Point which was previously assessed at $55,800. It sold in September 2006 for $144,500. In January 2008 it was reassessed for $137,500. Then it sold again in October 2008 for $160,000. Here again the sale price was more than the assessed value. Now the assessed value is 14% below market value. The assessment of the appellant's property increased 17.6 %. All evidence indicates the market value of property in Kala Point has increased 48% to 68 % over four years. In a letter attached to the appellant's petition he states: "... Our home's value showed a decline in value since 2006 taxes were paid ($4,985), in 2007 taxes were $4,731 and in 2008 our taxes were $4,286...." Ms. Gossell explained that the amount of taxes paid each year varies due to the changing levy rates, not the property value. Property values in Jefferson County are only changed once every four years. She discussed the tax receivable statement included in the information she provided which shows the total assessed value and levy rates that change annually. It is true the amount of the appellant's taxes have dropped, but, his property value has stayed the same. With regard to the comparable property sales presented by the appellant, she noted that the assessed values of all of them are below the sale prices. Not one of those properties is being over assessed. Board of Equalization Minutes - November 18, 2008 Page: 5 Ms. Gossell discussed information (report card) that was provided to the Board and sent to the appellant prior to the hearing, This "report card" shows sales that occurred in the Kala Point area after July 11, 2008 when the Assessor's rolls were closed. It lists the sale prices, the assessed values and the ratio between the two amounts. The assessed values of all the properties are below their sale prices. Her job is to assess property at 100% of market value. The appraisal submitted by the appellant as additional evidence is not a legitimate appraisal because it was prepared by an appraiser from out of the area. The appraisal lists a value of $530,000 ($460,000 for the improvements and $70,000 for the land) as of October 30, 2008. She noted that the assessment date is January 1, 2008. The comparable properties listed in the appraisal are not comparable. One is a listing and not an actual sale. Another is located on acreage outside of Kala Point and it is noted on the appraisal that the heated shop with a bathroom located on this property offsets the community amenities of properties located within Kala Point. Ms. Gossell greatly disagrees with that opinion. Kala Point is a gated community with a series of amenities such as walking trails, a beach and a clubhouse. She does not see how a heated shop with a bathroom compares at all to those amenities. The land value is also not in line with the market. There were some encouraging remarks made by the appraiser about the property and surrounding area which indicate a continued buyer demand. He was also positive about low interest rates stimulating continued market activity. Ms. Gossell reported that since the last revaluation period there were 46 improved property sales and 24 bare land sales within Kala Point. All these sale were charted on a map and used in the assessment process. She researched the market, tracked percentage increases and conducted physical inspections of all the properties. As of January 1, 2008 the value of this property is fair and equitable. Mr. Metzer stated that in an article in the newspaper the Assessor contradicts what Ms. Gossell is saying. The Assessor stated that property values in Jefferson County have gone down. The last time he checked, Kala Point was in the County. He believes that Ms. Gossell researched all the sales in Kala Point, but, she only told him about three comparable property sales. He doesn't know if Ms. Gossell has an appraisers license in the State of Washington, but, anyone that prepares appraisals for property in Washington must be bonded and licensed by the State. Therefore, using an appraiser from out of this area is irrelevant. The appraiser who appraised his property is licensed in the State of Washington and has had it for quite sometime. The difference between the County's assessment of $580,350 and the appraisal value of $530,000 is $50,000. He realizes Ms. Gossell is looking at sales which occurred over the last four years, but, the reality is that property values have decreased everywhere over the past 18 months. Mr. Metzer read the following closing statement: We have just witnessed an historical election in the Country. The vast majority of the people have let it be known by their vote that the status quo that had lead us into a nationwide meltdown of our financial institutions and a record foreclosure rate within the nations Real Estate market over the past 18 months has to be changed, and changed now. Some of the problems we have been facing have been attributed to greedy Board of Equalization Minutes - November 18, 2008 Page: 6 politicians and financial institutions artificially inflating property values and leaving homeowners across the country without any resource other than to default on their loans and lose their homes. Each day we hear more and more that home values are plummeting and now banks are being very cautious about lending for those overvalued homes. I am aware that the County's only source of revenue is from property tax collected from its residents. I am also aware that the County is facing a budget shortfall. While, I can empathize with the County's problems, I can't understand why the County cannot, or will not live within its means like the rest of the citizens and actually balance a budget. We elect our governing officials to the judiciary responsibility to the citizens, as well as instruct them to perform their sworn duties to uphold the laws and protect the people they serve. I ask all of you here, if you are willing to contribute and continue the status quo which got us in this mess in the first place by letting unlicensed personnel artificially inflate property values just to meet their mandated numbers, or are you willing to consider the opinion of a qualified licensed professional appraiser? The choice is yours. After further discussion Ms. Gossell stated that she also is a licensed accredited appraiser in the State of Washington as is required for her position with the County. She also undergoes continuing education to maintain her license. Hearing no further testimony, Chairman Marlow closed the hearing. A determination will be made at a later date. Donald L. & Elaine R. Shore BOE: 08 -107 -R PN: 965 900 003 38 Terrace Drive Port Townsend, WA 98368 Donald L. Shore was present. Appraiser Maryn Gossell represented the Assessor's office. After explaining the hearing process Chairman Marlow swore in both parties. Under appeal is the land and improvement value of property located in Kala Point at 38 Terrace Drive, Port Townsend. Currently, the property is assessed at $416,280 ($98,000 for the land and $318,280 for the improvements). The appellants estimate the value is $307,500 ($60,000 for the land and $247,500 for the improvements). Mr. Shore stated he is mainly appealing the land value which increased from $56,000 to $98,000 without the Assessor inspecting the property. This 75% increase in value is not warranted considering their view has diminished due to residential construction and tree growth. In 2000 the Assessor reduced their land value for loss of view. They have even less of a view now than they had at that time. Photographs of the view obstructions were included with the appellant's petition along with copies of the valuation change notices from 1997 to 2008. Additionally, the Real Estate market has declined over the last two years and property is no longer selling for same high prices you could get four years ago. Board of Equalization Minutes - November 18, 2008 Page: 7 Ms. Gossell stated that the appellant noted on the petition form that he was contesting both the land and improvement values so she prepared her case on that basis. She presented a map of Kala Terrace outlining the appellant's property and three comparable property sales. She explained that she did inspect the appellant's property prior to the assessment. The appellant's two -story house was built in1996 and consists of 2,290 sq. feet with a 784 sq. foot garage. The land value was previously receiving a reduction of -15% for location/view quality. During the assessment she noticed the view loss and took that into consideration by increasing that adjustment to -20% for loss of view. With that reduction the base land value of $110,000 went down to $88,000. Adding in the site improvements for utilities gives you the total land value of $98,000. The base rate is $70,000 for the least desirable lots in Kala Point which are located among trees or have topography issues. The properties categorized as "no view /interior lots" have a base rate of $85,000. The appellant's lot has a limited water view. The defined category for his land value is "fair to average water views" with a base rate of $110,000. Adjustments are made for individual lots. She presented the following three comparable property sales: Comparable Property #1 Parcel No.: 965 900 007 (improved property) Location: 78 Terrace Drive Date of Sale: March 2007 Sale Price: $408,000 Property Description: This property has a base land value of $80,000 with no adjustment. Comparable Property #2 Parcel No.: 965 900 009 (improved property) Location: 104 Terrace Drive Date of Sale: March 2006 Sale Price: $485,000 Property Description: This property has abase land value of $110,000 with a -10% adjustment for view /topography /location quality. Comparable Property #3 Parcel No.: 965 900 020 (bare land) Location: No address assigned Date of Sale: October 2008 Sale Price: $160,000 Property Description: This property has a base land value of $110,000 with +25% adjustment for site /view, quality. Ms. Gossell discussed a property sale located off of Cedar View Drive. She presented that sale as an exhibit and not as a comparable property sale. It shows that the assessment of $546,625 for that parcel is 75% of its sale price of $725,000. Board of Equalization Minutes - November 18, 2008 Page: 8 She discussed information (report card) that was provided to the Board and sent to the appellant prior to the hearing, This "report card" shows sales that occurred in the Kala Point area after July 11, 2008 when the Assessor's rolls were closed. It lists the sale prices, the assessed values and the ratio between the two amounts. The assessed values of all the properties are below their sale prices. The appellant's property is being valued at $117 per square foot which is less than both comparable properties #1 and Q. Hearing no further testimony, Chairman Marlow closed the hearing. A determination will be made at a later date. Henri & Margaret Communal BOE: 08- 116 -LO PN: 966 100 006 32 bud de la liberation 94300 Vincennes, FRANCE Henri and Margaret Communal were not present. Appraiser Maryn Gossell represented the Assessor's office and was sworn in by Chairman Marlow. Under appeal is the land value of lots 5 and 6 located in Kala Point (the lagoon at Kala Point), Port Townsend. Currently, the property is assessed at $225,000 (land only). The appellants estimate the value is $148,500. The appellants reasons for appealing their property were outlined in a letter attached to their petition which states: "The new valuation changes the value from $148,500 to $225,000. We believe this is strongly overvalued. Here are the reasons why: 1) The parcel is not waterfront. It has a potential view on the lagoon if many trees are removed. However, cutting trees is such as issue in the area that we believe it will likely not be possible to clear our view in the way the neighbors were able to clear their view years ago. 2) The parcel next to ours is not built. When it is built, it will take most of our view and we will be left with a building in front of us. That's one of the reasons why we haven't built anything on our lot: we need to wait till the neighbor builds and then see whether we can still have some view. 3) The parcel is located on a steep slope that will make building on it more difficult and more expensive. The neighbor's lot has a flat area that will allow for easy building. Our lot is 100% in the slope. We estimate that this will add between $50,000 to $100,000 in engineering, building and associated costs. 4) Most lots with a view or a partial view are assessed for around $100,000 in Kala Point. 5) The parcel is right next to the tennis courts. 6) There is another lot (parcel 965 900 020) with partial views and easy to build that is currently listed for sale at $169,000 and finds no buyer. Board of Equalization Minutes - November 18, 2008 Page: 9 For these reasons, we believe that the assessed value of our parcel should not be increased or decreased depending on what we can do at that time with our parcel." Ms. Gossell stated that the previous assessment in 2004 was $148,500 which is the exact amount of the appellant's estimate. It is not realistic to think that property values have not increased over the last four years based on the sales which have occurred within the Kala Point area. The comparable property sales presented by the appellant are not at all similar to the appellant's property and are located in different areas of Kala Point. The comparable property sales which she has presented are in close proximity to the appellant's property. She discussed a vacant land sale in Kala Point which both she and the appellant submitted as evidence. This is the lot the appellant discusses in item 46. It sold after the appellant had filed his petition. It sold in October 2008 for $160,000 which is 14% higher than the assessed value. This property sold twice within the four year revaluation period. It had previously sold in September 2006 for $144,500 showing that the market is increasing, not decreasing. To address the appellants concerns discussed in their letter she explained the following: With regard to item #1 she acknowledged that the property is not waterfront and explained that it is receiving a -25% adjustment for location/view /topography quality. Item 42: If and when a house is built on the adjacent parcel which blocks the appellant's view, then the Assessor's office will take that into consideration and adjust the value during the revaluation period. Item 43: The topography issues are taken into account with the -25% adjustment. Item 44: She reviewed a map which shows that lots with water views or partial water views have land values that range from $210,000 to $275,000. Item 45: The location of the property in proximity to the tennis courts is being taken into account with the -25% adjustment. Item #6: The lot mentioned sold for $160,000 in October 2008. Ms. Gossell discussed a property sale located off of Cedar View Drive. She presented that sale as an exhibit and not as a comparable property sale. It shows that the assessment of $546,625 for that parcel is 75% of its sale price of $725,000. Also included in the information she provided to the Board and the appellant is a "report card" which shows sales that occurred in the Kala Point area after July 11, 2008 when the Assessor's rolls were closed. It lists the sale prices, the assessed values and the ratio between the two amounts. The assessed values of all the properties are below their sale prices. Hearing no further testimony, Chairman Marlow closed the hearing. A determination will be made at a later date. Board of Equalization Minutes - November 18, 2008 Page: 10 Danae Larrance BOE: 08 -104 -R PN: 969 800 020 477 Ludlow Bay Road Port Ludlow, WA 98365 Danae Larrance was present. Appraiser Maryn Gossell represented the Assessor's office. After explaining the hearing process Chairman Marlow swore in both parties. Under appeal is the land and improvement value of property located at 96 Twinsview Court, Port Ludlow. Currently, the property is assessed at $427,755 ($130,000 for the land and $297,755 for the improvements). The appellant estimates the value is $335,000 (a breakdown between land and improvements was not provided). Ms. Larrance explained that she purchased this property in August 2008 for $335,000. In researching sales of property in the area she was only able to locate one that occurred in September 2006. There have been no other sales in the area in the last two years. The Real Estate market has been declining. The comparable properties used by the Assessor's office in the valuation process are either waterfront or water view properties. They are not comparable to her property which is more of a "starter home" on a fairly small lot with no water view. The property was on the market for a year before she purchased it. She believes the purchase price reflects the true market value of the property. Ms. Gossell explained that the assessment date for this property is January 1, 2007. At that time the value of $427,755 was supported by sales which occurred within the prior four year revaluation period. Comparable property sales that occurred over the last two years after the assessment date were not included in the information provided. Only those sales which occurred prior to January 1, 2007 were included because they were used in the assessment process. Also included in the information provided is the background on this property prior to the appellant's ownership. It sold in October 2004 for $357,000. Then it sold again in June 2005 for $394,000. That is an increase in the market value of 10.36% over 9 months which equates to a little over 1% per month. There were 18 months between the June 2005 sale date and the assessment date of January 1, 2007. Using the same percentage increase over that period of time projects a value of $464,920 as of the assessment date. The property was assessed at $427,755. When it sold in June 2005 for $394,000 the owner at the time paid $50,000 to upgrade the house. In her opinion it does not appear to be a "starter home" considering the amount that was paid for upgrades. She reviewed the map outlining the appellant's property and five comparable property sales. In the four years prior to the assessment date there was a lot of sales activity in Port Ludlow. One in three sales were "double sales ", meaning they sold twice within the four year revaluation period. The Real Estate market in Port Ludlow was exploding at that time. Properties were selling for about 100% of the listed prices. Then later the market flattened out and sales were not occurring. The 29% increase in the value of the appellant's property is in line with the percentages of valuation increases for the five comparable property sales. Board of Equalization Minutes - November 18, 2008 Page: 11 The appellant paid $335,000 for the property. It appears that the previous owners were desperate to sell the property, so it is possible that this was a distressed sale. In looking at the history of the market listing for this property she found that it was on the market for 507 days and was originally listed at $560,000 which is a significantly higher price than the amount for which it finally sold. The appellant paid cash for the property and got a good deal with the downturn in the market. Ms. Gossell understands the appellant's position and that she has the opportunity to request the Board reduce the value. However, if the value is reduced, it will cause an inequity with other properties in the area that still have assessed values as of January 1, 2007. As of January 1, 2007 this property was valued fairly and equitably based on sales. Ms. Larrance added that she doesn't see where the previous owners put $50,000 into the improvements. She agrees that the assessment was probably correct as of the assessment date of January 1, 2007. However, since that time, the Real Estate market has declined. That is shown by her purchase price of $335,000 and the fact that it was on the market for more than a year. It was not a "short sale" or a "distressed sale ". The previous owners had another home, but, they did not have to sell this property. They chose to move. After further discussion Ms. Larrance stated that the property was probably worth about $400,000 in January 2007. Hearing no further testimony, Chairman Marlow closed the hearing. A determination will be made at a later date. Vice - Chairman Broders moved to adjourn the meeting until 1:00 p.m. Monday, November 19, 2008. Member Garing seconded the motion which carried by a unanimous vote. Meeting adjourned. Attest: Erm Lundgren C er o e Board JEFFERSON COUNTY BOARD OF EQUALIZATION William S� Marlow, C airman Richard A. Broders, Vice - Chairman 3 Dave Gari =be