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HomeMy WebLinkAboutRFP Insurance Requirements Attachment BATTACHMENT B JEFFERSON COUNTY INSURANCE REQUIREMENTS The Contractor shall purchase and maintain such insurance as will provide protection from claims set forth below which may arise out of or result from Contractor's operations under this Agreement whether such operations be by the Contractor or by any Subcontractor or by anyone directly or indirectly employed by any of them, or by anyone for whose acts any of them may be liable: A. Claims under Workers' Compensation, disability benefit and similar employee benefit acts which are applicable to the work to be performed. B. Claims for damages because of bodily injury, occupational sickness or disease, or death of employees under any applicable employer's liability law. C. Claims for damages because of bodily injury or death of any person other than employees. D. Claims for damages insured by usual personal injury liability coverage. E. Claims for damages because of injury to or destruction of tangible property, including loss of use therefrom. F. Claims for damages because of bodily injury or death of any person or property damage arising out of the ownership, maintenance or use of any motor vehicle. The requirements of this section shall not limit Contractor's responsibility to defend and/or indemnify and/or hold harmless Jefferson County. 1. COVERAGE FORMS a. With respect to Workers' Compensation insurance in the state of Washington, the Contractor shall secure its liability for industrial injury to its employees in accordance with the provisions of Title 51 of the Revised Code of Washington. If the Contractor is qualified as a self -insurer in accordance with Chapter 51.14 of the Revised Code of Washington, the Contractor shall so certify by a letter signed by a corporate officer. Such letter shall set forth the limits of any excess insurance covering its employees. With respect to the performance of this Agreement as to claims against the County, its officers, elected and appointed officials, employees, agents, and volunteers, the Contractor expressly waives its immunity under RCW, Title 51, the Industrial Insurance Act, for injuries to its employees and agrees that the obligations to defend, indemnify and hold harmless provided in this Agreement extend to any claim brought by or on behalf of any employee of the Contractor. The County, its officers, elected and appointed officials, employees, agents and volunteers shall be named as additional insureds. As with other provisions of this Agreement, this provision was mutually negotiated between the parties to this Agreement. b. General Liability insurance shall be written on an insurance industry standard Commercial General Liability Occurrence policy form, and shall provide insurance for bodily injury and property damage liability to include the following: premises and operations; blanket contractual liability insuring obligations assumed under this section; explosion, collapse and underground hazard perils; broad form property damage; and personal injury liability. In addition, the following coverage extensions shall also be included: Amendment of Contractual Liability for Personal Injury Liability, Per Project Aggregate limits, and Stop Gap Employers Liability. The County shall be named as additional insureds with respect to work performed by or for Contractor on behalf of the County. Contractor's General Liability insurance shall be primary with respect to the County, and any third -party liability coverage maintained by the County shall be excess and non-contributory with respect to Contractor's insurance. c. If automobiles are used in the rendering of services, auto liability insurance shall be written on an insurance industry standard Business Auto Liability policy form or equivalent. Covered autos shall be designated as "Symbol 1" Any Auto. The County shall be named as additional insureds on the policy. d. Errors and Omissions liability insurance, providing coverage for claims for professional acts, errors or omissions arising out of services performed by Contractor, shall be written on a Professional Liability policy form appropriate to the Contractor's profession. Contractor shall maintain professional liability coverage for a period of at least thirty-six months following completion of Contractor's work. If such policy is written on a claims made form, the retroactive date shall be prior to or coincidental with the date of this Agreement. The policy shall state that coverage is provided on a claims made coverage basis and shall also state the retroactive date. 2. Contractor's liability insurance, as required by subparagraphs above shall be written for not less than the following limits of liability: a. Workers' Compensation Statutory Bodily Injury including Death by Accident or Disease b. Stop Gap Employers' Liability $1,000,000 Bodily Injury including Death by Accident - Each Accident $1,000,000 Bodily Injury including Death by Disease - Policy Limit $1,000,000 Bodily Injury including Death by Disease — Each Employee General Liability - Bodily Injury, Personal Injury & Property Damage $2,000,000 General Aggregate $2,000,000 Products and Completed Operations Aggregate $1,000,000 Personal Injury $1,000,000 Each Occurrence d. Automobile Liability $1,000,000 Bodily Injury including Death and Property Damage - Per Accident e. Professional Liability $ 2,000,000 Per Occurrence $ 2,000,000 Annual Aggregate or $ 1,000,000 Per Occurrence $ 3,000,000 Annual Aggregate Certificates of Insurance evidencing the above coverages that identify the County as an additional insured must be filed with the County prior to commencement of the work. Such certificates shall state that the County, its officers, elected and appointed officials, employees, agents and volunteers have been named as additional insureds on all the liability policy forms, and that the general liability policy provides primary coverage as respects the County and any third party liability coverage maintained by the County shall be excess and non-contributory with respect to Contractor's insurance. In addition, such certificates shall provide the County with 30 days prior written notice in case of cancellation or non - renewal, except 10 days for non-payment of premium. Acceptance by the County of deficient evidence of insurance does not constitute a waiver of contract requirements as provided by the conditions of this contract Agreement. The County may, upon the Contractor's failure to comply with all provisions of this contract relating to insurance, withhold payment or compensation that would otherwise be due to the Contractor. If the proof of insurance or certificate indicating the County is an "additional insured" to a policy obtained by the Contractor refers to an endorsement (by number or name) but does not provide the full text of that endorsement, then it shall be the obligation of the Contractor to obtain the full text of that endorsement and forward that full text to the County within 30 days of the execution of the contract.