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HomeMy WebLinkAbout07113 FW_ MuniReg Advisory - Combatting Blight_ Updates and Best Practices from Across the Country - July 10th_ 2023 Advisory ________________________________ From: Michael Halpern - MuniReg Sent: Monday, July 10, 2023 10:44:41 AM (UTC-08:00) Pacific Time (US & Canada) To: Greg Brotherton Subject: MuniReg Advisory - Combatting Blight: Updates and Best Practices from Across the Country - July 10th, 2023 Advisory ________________________________ ALERT: BE CAUTIOUS This email originated outside the organization. Do not open attachments or click on links if you are not expecting them. ________________________________ <https://7pkkw.r.a.d.sendibm1.com/mk/op/sh/1t6AVse4sR7ZnOYGFvP1B95Lr0d6Tk/_iKntwqhniLz> Good Afternoon, Please see below for recent developments and national best practices around vacant and abandoned properties. Please feel free to share with colleagues or anyone you feel would find of interest. To ensure future communications are received please add mhalpern@munireg.com <mailto:mhalpern@munireg.com> to your “safe senders” list. **For those new to these alerts. These are released bi-monthly (maximum). Emerging issues affecting one community may affect yours and creative solutions developed elsewhere could easily help you. MuniReg seeks to understand a community's pain points in regard to "blight", and help to protect from and address the issue as needed. This alert is for informational purposes only, to learn more about MuniReg’s solutions to assist local governments please contact admin@munireg.com Much Needed Nuisance Law Enhancement or Overreach? One community has "lower(ed) the bar for (a property) becoming a chronic nuisance" and has allowed the "city more power to punish the property owner" (use of receiverships) The law passed with one proponent stating “I don’t think this is overdoing anything,” and “It’s long overdue.”. The lone opponent stated "the way the law is written, city staff could theoretically try to take someone’s house away if they have cinder blocks and a sofa in their yard and get arrested at home for any reason". Additionally the opponent voiced concerns with "leaving the decision up to a judge". “They’re going to interpret the law, and it seems pretty clear,” For more information, please click here. <https://7pkkw.r.a.d.sendibm1.com/mk/cl/f/8u7bsIrVtCdE8LvLWDv5ckE-ShHuDuwdrF3JGPLoINqABZGzDBcttCjg5B5pIiYTCRjbeaZO8H7GzRRPTW5Fs5iFczdgwMzTsAQnCFB2kyqXa98VsZH a26a1zFdoLVq79BmSKBXrh5wR7qgjlUHyWAE05yxHycL39I0jHCJDs9GZICLFBGSctZSOnr7rEjAbBdPwGsfo-luA9lLxkFxsSNwc3FlNW0C5XbXLnU1_WpbZ0zXH9wnuWESDqtjqPgBLX8iSdjx9fRe1ky5dbsGTWRuGtE1cuB9uavtOkcO9sWD4_qefWbd-6iuBVW Ug6prcAbI3OA8yaoY70YXxWcvGNiJ9qqHBNENlzqCUvWgsLBRgyYDRzjP3h3Obu9YFfLOhI2K4Jev4UIZL7Otk8VFbhlseVihU> Blight Penalties - What is the magic number? The challenge regarding what is the appropriate amount of penalties is a difficult one. "Lower" penalties may not provide the necessary push for compliance. "Higher" penalties can result in unintended consequences such as lawsuits, accusations of overreach, or owners just walking away and leaving the municipality "holding the bag". One recently enacted state legislation, drew strong debate. For more information, please click here <https://7pkkw.r.a.d.sendibm1.com/mk/cl/f/I_32K5CexUvEmCy0T9mMGu92j5d4lMe47zD6vLgDUYRTrDZOiiSTU2keB9JeMQr58ZgzFW2yZdqVGoI2_PQCbKct4MELyHYRFU3MqwDFfUcFSvhXYuOAb d9MPe_uyAXlaKmHhOkc4DhKbYD5W0YfwQSwCL-QSykEHS0y3ZWYUKPkGEObTwYig2cuU7NQWU-bbBPxvvLjwxDwxmYJtL82rZ20sgQEfH8eGsr7a19Rst0Td_bupKChLjylJBwnxrdYj4NPQwo16jsuTly8Lm51Au9fD8gOg2NV2RiOH1soEz_citkcHrh47e-ncgCr KO5NWSxDmPgylBVSXsmQ_1lxz6Kecr1H1xFH2y8MziSu> . Statewide Vacant Commercial Property Registry Draws Nearer A-4750/S-3286 has been passed by the Assembly and the Senate and will now be considered for adoption or veto by Governor Phil Murphy. It "would require the NJ Business Action Center (Department of State) to maintain a database of all vacant commercial real estate in the state that is available for purchase or lease by small businesses." For more information, please click here <https://7pkkw.r.a.d.sendibm1.com/mk/cl/f/AOOkic15o1vQ77bJZ_6ykwUNiyv1nz8UpnTStU-rCkqGa5MibmbDVhXAksqqm5Yp7wWA_df73zlofhvDfrQO1-QzjidZehKZ50IISlxNpXzSXGLnrdQQU 14YiVLBdEUUG0vqzVl9nx9hzS5aavI1BEN6clQxgXFw5z_UpPOLbw6HAQGaQ1Jv8irLcz7ovwnL7pbRsSxUwQwhTsg4G6i9hpsT5Id2l9SD2G-QJdFsItQswFZKjB-lBOJxUihPA_Q6AVz90S9tmHrfrj6eJpEojqwT3VjyQbcu5O2gHD7Zixr-P56mda3doCv6IS7S lWXpMV7sqvvTYTrsVIvMltIVYzM66kkLuVPwXqFpl5O97438pNwIXxV-IWd-UaK2nuijZaQYGX-9AwpXyUHZxxkphI96WiHGei6OAX0> . Will Banks Stop Maintenance in Oregon Communities? In Oregon, are property maintenance delays inevitable? If banks/servicers take up recent guidance from Joseph T. McCormick, Esq., Associate Attorney at Wright, Finlay & Zak, it may be!! During the uncertain times of (the referenced in the article) Jordan vs Nationstar case, Washington communities saw a major drop-off in property maintenance. Of course this did result in unprecedented collaboration between local government and the banking industry, and a positive outcome. What is in store for Oregon communities in the immediate future? Time will tell. Either way, why not have MuniReg as your partner to help you navigate? MuniReg President Michael Halpern was part of the task force in in Washington and is ready to help Oregon communities. To read the article, please click here. <https://7pkkw.r.a.d.sendibm1.com/mk/cl/f/VM7kADsVvxVKOp23sGGV_Mep16SszXrABtFdybvCRH77dGJMWIzmrXhTzCpDOwo-52OZveA81NLc6XCP-5CnMOHOMeUXuN6GNK704Om4e5f_SLj7Pn2Wl UL0payXmOyB9AUR9V8cqW2cw8rL2VxdFxHdPLrAMlV4VzxSz6UbJxOVkqjNRcf3GKQe59gbhRXS6mjVd2cRU3330usNWYFn-0ZCYjVp2mpYWrMyXQz0EPbUIsFSPLl_jfvrSba_N4FxyqxmosIWbQtiKB4FAlfZ9TvgG73oGRgIjEu8cuiWzgL24P6Fgae7MvLR24hF qzlgekdLMBo7eA8JlnVNgqKDIQVvOAaCL7YBhKDuA_o> "Have You Ever Called Code Enforcement?" Local Matters Podcast hosted by Janice Allen Jackson recently featured Matthew Silver, Civica Law and 2nd Vice President California Association of Code Enforcement on the subject of "Have You Ever Called Code Enforcement?" In the short interview Matthew, provides an excellent overview of the role, responsibilities, challenges etc. of code enforcement, along with an excellent description of the various municipal registration programs and why they are a critical tool in the toolbox. For more information, please click here. <https://7pkkw.r.a.d.sendibm1.com/mk/cl/f/myAhzQH6FK0a0zdWZYJyL7xYSUH6BfTRKh1ayrW9xIOPh27zwS67jaVjVQ_myMDjjFdPy1yNDW0FXpEo2YsSS7NRJeVjY-UfTXvlrSvLuCFeQLB05Kk EII3dNe9sF8jJy7VvzpSDLGZ2IZTdHNbPDv5cVpq8AKyN9GhqdDbonpThHVe4Bx20J56HuotJzIs5U2oeJUTum5_AV6XzJClakFStXInnXA4BQDc6BZ8E5rSQN0Kmwm0EFGz-yiW5N0cghgD_bPyhgLEaITh3fxL4dTfPFXcT9_0M_thvsY2UMGiZ5DGL10kp1tLN1J wQYy4DPKyGgLXgztprEinyaPOrKtHHPkJSG5kOL0jxBcm_kmAHapv2QSgUN64nTLXuBs77> A Different "Zombie" During the Great Recession "zombie foreclosures" typically referred to residential properties. Originally featured in the LA Times, a recent Governing piece discusses "Downtown’s ‘Zombies’" or the "Post-COVID Plague of Undead Office Buildings" For more information, please click here <https://7pkkw.r.a.d.sendibm1.com/mk/cl/f/ITl39IfvphuVzEBf8hcuM-2FtLVY_Su7a1xkjIOIUnv_yWOqqMo2sAA59cvTLXtAPxhLzAd4lCqbj0n23wbqnFtX02x4xleg5BipufIp00r49Cy9UhGN0 xEGj__6d6h3eJu5IG4nRl8BmPzW-BwFdsa-xsQ5CueL4zTwJdFJxFzN4lBfdPUcSqMClRQXzfOped7mHg4aZravD9yjNS9uwvtwfLjSbVA3Gt-f6RxM_fEjUGnVZPa_KSGuGmT4N6O30WDEGpj1T7jTMziWMEws8FwoW6Be5McoM_sAgSMCQqHi6WCwBs4xyz21xTMy 36FgFgyyYhnDYfy7JlZOvHdrlchLgkUikz809yCJCWQwmbL5q8lr-RZ07zAxwZvfAK2wGc9eUBhwFaIEbvpml9dXuuGPfLxlPH_PovVt8M8> . *** Related free event HUD’s Office of Policy Development and Research (PD&R) will host a virtual PD&R Quarterly Update on Office-to-Residential Conversions. In the first panel, developers will discuss the nuts-and-bolts of how to convert office space into residential units, and the second panel will explore how policymakers can create tools to facilitate successful conversions in downtown markets. For more information, please click here. <https://7pkkw.r.a.d.sendibm1.com/mk/cl/f/ZcENrLFyvkTJ0-IPDbIs5uauVRkB94snFDgx6AGRfD5ZRaTqE4b5vUK22O-T0kJPh_pAuJPP5sjl6jT5rNRjTBK_ay-Skj54ZpC9FOUQKE2eg5Gj-F-H cplgCJB59NShbrpneBhdCTsx6pWLkTgnNRxH68hO8kr1vkkPZ52QW8p-6YKYS4UyyAPmioczFq7eQLjEXPHxZOZARPf7TR1xzCF2YFzqmeJpzoYimVAfFsZPNJXzGZ9vHIuJMj4O72bOi6W2xYIsZ5WsGRDfja8n-zEz4KWP3InzUrzlPCy8XvDALpCTVJuAeVOlcUz Oo8Z3_DvjTOadLwTGhVTKHvFcFivzYVzndBxZ3Kf31L1bv_k> CDBG Coalition Report In April 2022, the CDBG Coalition ("31 national organizations which recognize the importance of the CDBG program in empowering and transforming people and places. The organizations represent elected officials, state and local government agencies, non-profit organizations, and advocates." released a report titled, "Improving Lives and Strengthening Communities" This report has been added to our online "Reference Desk" To view the report, please click here. <https://7pkkw.r.a.d.sendibm1.com/mk/cl/f/ED0bmiilvv-1PT5wURmtPgUreWM8CEXVbt3Y3mrrelqp5YRtIEaI3d-dRgmZ k3XwqSwDhKAZQlJmbJMzDW7Q3cdyxRFSmISYdzP3ZgoF3OY4ySzsHhwL4LN2o4dGFXUOJdGRMoD0HqjlMDavGNbR6zjhwlwz2fSp-4dP6fEjRp43PPEYG2_kC3KWB-W6XLY9RA4P0KI70G0VLa3bl3MX_zH_PTHP6HGmpJr-tT5rIFU0IjVrHcU1IOZW2iE7jE_KFgO wp_sSX9Gu1317GHJnUih-vE85A6MHOGSyLuCVrzsrabbGAGEle9RH0i4JOoWIlWh8lKesfVXoyfu5xnGKJazJWmKtsWHKr7rl3oFjwTcbYMNLFyOh4adpOgRJlPbYRKzjjWT7TKw> Michael Halpern President 866-MUNIREG | 866-686-4734 mhalpern@munireg.com <mailto:mhalpern@munireg.com> www.MuniReg.com 27900 Chagrin Blvd Suite 225, Woodmere, Ohio 44122 If you wish to unsubscribe from our newsletter, click here <https://7pkkw.r.a.d.sendibm1.com/mk/un/sh/1t6AVsdYhqSR1rLdjSGQkEnUH3n12i/vqDdQyl5B5W-> <https://7pkkw.r.a.d.sendibm1.com/tracking/?utm_campaign=97dc33a74f9b20671e5783f2445a5cea&utm_medium=email&utm_source=logo_mailin> 44:41 AM (UTC-08:00) Pacific Time (US & Canada) To: Greg Brotherton Subject: MuniReg Advisory - Combatting Blight: Updates and Best Practices from Across the Country - July 10th, 2023 Advisory ________________________________ ALERT: BE CAUTIOUS This email originated outside the organization. Do not open attachments or click on links if you are not expecting them. ________________________________ <https://7pkkw.r.a.d.sendibm1.com/mk/op/sh/1t6AVse4sR7ZnOYGFvP1B95Lr0d6Tk/_iKntwqhniLz> Good Afternoon, Please see below for recent developments and national best practices around vacant and abandoned properties. Please feel free to share with colleagues or anyone you feel would find of interest. To ensure future communications are received please add mhalpern@munireg.com <mailto:mhalpern@munireg.com> to your “safe senders” list. **For those new to these alerts. These are released bi-monthly (maximum). Emerging issues affecting one community may affect yours and creative solutions developed elsewhere could easily help you. MuniReg seeks to understand a community's pain points in regard to "blight", and help to protect from and address the issue as needed. This alert is for informational purposes only, to learn more about MuniReg’s solutions to assist local governments please contact admin@munireg.com Much Needed Nuisance Law Enhancement or Overreach? One community has "lower(ed) the bar for (a property) becoming a chronic nuisance" and has allowed the "city more power to punish the property owner" (use of receiverships) The law passed with one proponent stating “I don’t think this is overdoing anything,” and “It’s long overdue.”. The lone opponent stated "the way the law is written, city staff could theoretically try to take someone’s house away if they have cinder blocks and a sofa in their yard and get arrested at home for any reason". Additionally the opponent voiced concerns with "leaving the decision up to a judge". “They’re going to interpret the law, and it seems pretty clear,” For more information, please click here. <https://7pkkw.r.a.d.sendibm1.com/mk/cl/f/8u7bsIrVtCdE8LvLWDv5ckE-ShHuDuwdrF3JGPLoINqABZGzDBcttCjg5B5pIiYTCRjbeaZO8H7GzRRPTW5Fs5iFczdgwMzTsAQnCFB2kyqXa98VsZH a26a1zFdoLVq79BmSKBXrh5wR7qgjlUHyWAE05yxHycL39I0jHCJDs9GZICLFBGSctZSOnr7rEjAbBdPwGsfo-luA9lLxkFxsSNwc3FlNW0C5XbXLnU1_WpbZ0zXH9wnuWESDqtjqPgBLX8iSdjx9fRe1ky5dbsGTWRuGtE1cuB9uavtOkcO9sWD4_qefWbd-6iuBVW Ug6prcAbI3OA8yaoY70YXxWcvGNiJ9qqHBNENlzqCUvWgsLBRgyYDRzjP3h3Obu9YFfLOhI2K4Jev4UIZL7Otk8VFbhlseVihU> Blight Penalties - What is the magic number? The challenge regarding what is the appropriate amount of penalties is a difficult one. "Lower" penalties may not provide the necessary push for compliance. "Higher" penalties can result in unintended consequences such as lawsuits, accusations of overreach, or owners just walking away and leaving the municipality "holding the bag". One recently enacted state legislation, drew strong debate. For more information, please click here <https://7pkkw.r.a.d.sendibm1.com/mk/cl/f/I_32K5CexUvEmCy0T9mMGu92j5d4lMe47zD6vLgDUYRTrDZOiiSTU2keB9JeMQr58ZgzFW2yZdqVGoI2_PQCbKct4MELyHYRFU3MqwDFfUcFSvhXYuOAb d9MPe_uyAXlaKmHhOkc4DhKbYD5W0YfwQSwCL-QSykEHS0y3ZWYUKPkGEObTwYig2cuU7NQWU-bbBPxvvLjwxDwxmYJtL82rZ20sgQEfH8eGsr7a19Rst0Td_bupKChLjylJBwnxrdYj4NPQwo16jsuTly8Lm51Au9fD8gOg2NV2RiOH1soEz_citkcHrh47e-ncgCr KO5NWSxDmPgylBVSXsmQ_1lxz6Kecr1H1xFH2y8MziSu> . Statewide Vacant Commercial Property Registry Draws Nearer A-4750/S-3286 has been passed by the Assembly and the Senate and will now be considered for adoption or veto by Governor Phil Murphy. It "would require the NJ Business Action Center (Department of State) to maintain a database of all vacant commercial real estate in the state that is available for purchase or lease by small businesses." For more information, please click here <https://7pkkw.r.a.d.sendibm1.com/mk/cl/f/AOOkic15o1vQ77bJZ_6ykwUNiyv1nz8UpnTStU-rCkqGa5MibmbDVhXAksqqm5Yp7wWA_df73zlofhvDfrQO1-QzjidZehKZ50IISlxNpXzSXGLnrdQQU 14YiVLBdEUUG0vqzVl9nx9hzS5aavI1BEN6clQxgXFw5z_UpPOLbw6HAQGaQ1Jv8irLcz7ovwnL7pbRsSxUwQwhTsg4G6i9hpsT5Id2l9SD2G-QJdFsItQswFZKjB-lBOJxUihPA_Q6AVz90S9tmHrfrj6eJpEojqwT3VjyQbcu5O2gHD7Zixr-P56mda3doCv6IS7S lWXpMV7sqvvTYTrsVIvMltIVYzM66kkLuVPwXqFpl5O97438pNwIXxV-IWd-UaK2nuijZaQYGX-9AwpXyUHZxxkphI96WiHGei6OAX0> . Will Banks Stop Maintenance in Oregon Communities? In Oregon, are property maintenance delays inevitable? If banks/servicers take up recent guidance from Joseph T. McCormick, Esq., Associate Attorney at Wright, Finlay & Zak, it may be!! During the uncertain times of (the referenced in the article) Jordan vs Nationstar case, Washington communities saw a major drop-off in property maintenance. Of course this did result in unprecedented collaboration between local government and the banking industry, and a positive outcome. What is in store for Oregon communities in the immediate future? Time will tell. Either way, why not have MuniReg as your partner to help you navigate? MuniReg President Michael Halpern was part of the task force in in Washington and is ready to help Oregon communities. To read the article, please click here. <https://7pkkw.r.a.d.sendibm1.com/mk/cl/f/VM7kADsVvxVKOp23sGGV_Mep16SszXrABtFdybvCRH77dGJMWIzmrXhTzCpDOwo-52OZveA81NLc6XCP-5CnMOHOMeUXuN6GNK704Om4e5f_SLj7Pn2Wl UL0payXmOyB9AUR9V8cqW2cw8rL2VxdFxHdPLrAMlV4VzxSz6UbJxOVkqjNRcf3GKQe59gbhRXS6mjVd2cRU3330usNWYFn-0ZCYjVp2mpYWrMyXQz0EPbUIsFSPLl_jfvrSba_N4FxyqxmosIWbQtiKB4FAlfZ9TvgG73oGRgIjEu8cuiWzgL24P6Fgae7MvLR24hF qzlgekdLMBo7eA8JlnVNgqKDIQVvOAaCL7YBhKDuA_o> "Have You Ever Called Code Enforcement?" Local Matters Podcast hosted by Janice Allen Jackson recently featured Matthew Silver, Civica Law and 2nd Vice President California Association of Code Enforcement on the subject of "Have You Ever Called Code Enforcement?" In the short interview Matthew, provides an excellent overview of the role, responsibilities, challenges etc. of code enforcement, along with an excellent description of the various municipal registration programs and why they are a critical tool in the toolbox. For more information, please click here. <https://7pkkw.r.a.d.sendibm1.com/mk/cl/f/myAhzQH6FK0a0zdWZYJyL7xYSUH6BfTRKh1ayrW9xIOPh27zwS67jaVjVQ_myMDjjFdPy1yNDW0FXpEo2YsSS7NRJeVjY-UfTXvlrSvLuCFeQLB05Kk EII3dNe9sF8jJy7VvzpSDLGZ2IZTdHNbPDv5cVpq8AKyN9GhqdDbonpThHVe4Bx20J56HuotJzIs5U2oeJUTum5_AV6XzJClakFStXInnXA4BQDc6BZ8E5rSQN0Kmwm0EFGz-yiW5N0cghgD_bPyhgLEaITh3fxL4dTfPFXcT9_0M_thvsY2UMGiZ5DGL10kp1tLN1J wQYy4DPKyGgLXgztprEinyaPOrKtHHPkJSG5kOL0jxBcm_kmAHapv2QSgUN64nTLXuBs77> A Different "Zombie" During the Great Recession "zombie foreclosures" typically referred to residential properties. Originally featured in the LA Times, a recent Governing piece discusses "Downtown’s ‘Zombies’" or the "Post-COVID Plague of Undead Office Buildings" For more information, please click here <https://7pkkw.r.a.d.sendibm1.com/mk/cl/f/ITl39IfvphuVzEBf8hcuM-2FtLVY_Su7a1xkjIOIUnv_yWOqqMo2sAA59cvTLXtAPxhLzAd4lCqbj0n23wbqnFtX02x4xleg5BipufIp00r49Cy9UhGN0 xEGj__6d6h3eJu5IG4nRl8BmPzW-BwFdsa-xsQ5CueL4zTwJdFJxFzN4lBfdPUcSqMClRQXzfOped7mHg4aZravD9yjNS9uwvtwfLjSbVA3Gt-f6RxM_fEjUGnVZPa_KSGuGmT4N6O30WDEGpj1T7jTMziWMEws8FwoW6Be5McoM_sAgSMCQqHi6WCwBs4xyz21xTMy 36FgFgyyYhnDYfy7JlZOvHdrlchLgkUikz809yCJCWQwmbL5q8lr-RZ07zAxwZvfAK2wGc9eUBhwFaIEbvpml9dXuuGPfLxlPH_PovVt8M8> . *** Related free event HUD’s Office of Policy Development and Research (PD&R) will host a virtual PD&R Quarterly Update on Office-to-Residential Conversions. In the first panel, developers will discuss the nuts-and-bolts of how to convert office space into residential units, and the second panel will explore how policymakers can create tools to facilitate successful conversions in downtown markets. For more information, please click here. <https://7pkkw.r.a.d.sendibm1.com/mk/cl/f/ZcENrLFyvkTJ0-IPDbIs5uauVRkB94snFDgx6AGRfD5ZRaTqE4b5vUK22O-T0kJPh_pAuJPP5sjl6jT5rNRjTBK_ay-Skj54ZpC9FOUQKE2eg5Gj-F-H cplgCJB59NShbrpneBhdCTsx6pWLkTgnNRxH68hO8kr1vkkPZ52QW8p-6YKYS4UyyAPmioczFq7eQLjEXPHxZOZARPf7TR1xzCF2YFzqmeJpzoYimVAfFsZPNJXzGZ9vHIuJMj4O72bOi6W2xYIsZ5WsGRDfja8n-zEz4KWP3InzUrzlPCy8XvDALpCTVJuAeVOlcUz Oo8Z3_DvjTOadLwTGhVTKHvFcFivzYVzndBxZ3Kf31L1bv_k> CDBG Coalition Report In April 2022, the CDBG Coalition ("31 national organizations which recognize the importance of the CDBG program in empowering and transforming people and places. The organizations represent elected officials, state and local government agencies, non-profit organizations, and advocates." released a report titled, "Improving Lives and Strengthening Communities" This report has been added to our online "Reference Desk" To view the report, please click here. <https://7pkkw.r.a.d.sendibm1.com/mk/cl/f/ED0bmiilvv-1PT5wURmtPgUreWM8CEXVbt3Y3mrrelqp5YRtIEaI3d-dRgmZ k3XwqSwDhKAZQlJmbJMzDW7Q3cdyxRFSmISYdzP3ZgoF3OY4ySzsHhwL4LN2o4dGFXUOJdGRMoD0HqjlMDavGNbR6zjhwlwz2fSp-4dP6fEjRp43PPEYG2_kC3KWB-W6XLY9RA4P0KI70G0VLa3bl3MX_zH_PTHP6HGmpJr-tT5rIFU0IjVrHcU1IOZW2iE7jE_KFgO wp_sSX9Gu1317GHJnUih-vE85A6MHOGSyLuCVrzsrabbGAGEle9RH0i4JOoWIlWh8lKesfVXoyfu5xnGKJazJWmKtsWHKr7rl3oFjwTcbYMNLFyOh4adpOgRJlPbYRKzjjWT7TKw> Michael Halpern President 866-MUNIREG | 866-686-4734 mhalpern@munireg.com <mailto:mhalpern@munireg.com> www.MuniReg.com 27900 Chagrin Blvd Suite 225, Woodmere, Ohio 44122 If you wish to unsubscribe from our newsletter, click here <https://7pkkw.r.a.d.sendibm1.com/mk/un/sh/1t6AVsdYhqSR1rLdjSGQkEnUH3n12i/vqDdQyl5B5W-> <https://7pkkw.r.a.d.sendibm1.com/tracking/?utm_campaign=97dc33a74f9b20671e5783f2445a5cea&utm_medium=email&utm_source=logo_mailin>