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HomeMy WebLinkAbout060425 - FDIC Money Smart Homeownership ResourcesALERT: BE CAUTIOUS This email originated outside the organization. Do not open attachments or click on links if you are not expecting them. As a member of the Money Smart Alliance, VA's NW MIRECC helps promote financial capability to strengthen Veterans financial education <https://content.govdelivery.com/attachments/fancy_images/USVHAVISN20/2022/05/5917042/usvhavisn20-logo_original.png> NewsFlash Homeownership Resources In recognition of National Homeownership Month, join us for this national webinar to learn more about FDIC Money Smart homeownership resources <https://links-1.govdelivery.com/CL0/https:%2F%2Fweb.cve nt.com%2Fevent%2F5a1ad04a-2b4e-4e07-9823-e4f96d3447d5%2Fsummary/1/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/CuSUU8_73f9mp0QlsdCB6ITzlfhVzQTPEtF01MZHtKk=408> that help individuals make housing decisions and identify housing options. The webinar will provide a brief overview of how to use the following topics found in FDIC Money Smart for Adults and How Money Smart Are You? financial education programs to help people make housing decisions: * Identifying Housing Options * Estimating Affordable Housing Payments * Getting Ready to Own a Home * How Much Can You Afford? * Financing a Home Purchase * How Mortgages Work This engaging and impactful program is designed for banks, financial institutions, housing counseling agencies, community-based organizations, financial coaches, instructors, and other stakeholders dedicated to empowering individuals and families on their journey to homeownership. Who Should Attend? Banks, credit unions, community development financial Institutions, nonprofits, state, local, and federal government entities, housing counseling agencies, financial coaches, instructors, and other organizations interested in promoting financial education as part of their community development efforts. To register online, click REGISTER and fill out the needed information <https://links-1.govdelivery.com/CL0/https:%2F%2Fcvent.me%2FZzrZRm/1/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/mqIzsU3ljD_r5ANaK3cmufa7y1xovYtalVLgBQw4X 6I=408> . You will receive a confirmation email once completed. <https://content.govdelivery.com/attachments/fancy_images/USVHAVISN20/2024/11/10457996/6023540/visn20mirecc_crop.png> ➤ NewsFlash <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2Findex.asp/1/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/wCyVtjV9BPv2Vt_3C1RIIBT4 x_CS5tTWpvqxhJ8jM7w=408> ➤ Adaptive Sports <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FAdaptiveSports.asp/1/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/s9KC4VCW7 COjmnVcOJB0_b0RFlF-fNrjP1WuVz2eB_c=408> ➤ Financial Readiness <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FFinancialReadiness.asp/1/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/g xTcLEpAwHqAjx7AQZgc4xtDNtBz6SsY-l-1yxboPZ8=408> ➤ Resources <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2Fresources.asp/1/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/RpuxF1aYoXNHwpBk8pM5 O3kq4E_sIA40KXN74DuUsFg=408> ➢ Brochures <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2Fbrochures.asp/1/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/YXrYc18vWE7cWSc8R- Lb640ohJVsbkSxkMOv3S52eCY=408> ➢ Digital Media <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FDigitalMedia.asp/1/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/3d0UIjjGIYX CnKmkSsQq44aX7VcdihrtBwyUmINyYV8=408> ➤ Service Dogs <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FServiceDogs.asp/1/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/uZ4fChmPRqkWvq4 QneyPS10DZlUxozcs19wCS63DzBY=408> ➤ Transition Assistance <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FTransitionAssistance.asp/1/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-0000 00/4m9-jbJ9jcc53PwLRv44d6wMH2vjhjIjOYNLNIiKfeU=408> ➤ Warrior Care <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FNewsflash%2FWarriorCare.asp/1/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/n6qZrBmX2dur3lF mGrNKfWVw2woyBJ5TIvxrko-NhUI=408> FORWARD MARCH: Three (3) of the five (5) states (Alaska, California, Oregon <https://links-1.govdelivery.com/CL0/https:%2F%2Fnasdva.us%2Fresources%2F/1/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1c f6cbbe-000000/ZgcP9kFrt92TOf0y4MCw0wwbm7rtBGzp0wwjdmKDkGQ=408> ) served by Veterans Integrated Service Network (VISN) 20, provide state home loan programs, in addition to the VA Home Loan <https://links-1.govdelivery.com/CL0/https:%2F%2Fbenefits.va.gov%2Fhomeloans%2F/1/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/TylbQHWofgumesPfscUJL5ppvKemFH0csOPymYwUy3w=408> . All states in VISN 20 provide homeownership resources for eligible Veterans. <https://content.govdelivery.com/attachments/fancy_images/USVHAVISN20/2025/06/11737763/6232921/homeloan_crop.png> First released in 2001 and regularly updated since then, FDIC Money Smart has a long track record of success in reducing stress and improving financial readiness of Veterans. NW MIRECC started with the FDIC Money Smart program through the 'Helping Veterans #GetBanked and Manage Their Money' training program. The training program provided resources to Veterans Service Organizations, VA special Outreach Program Coordinators, and others who provide direct services to U.S. Veterans and have a direct interest in increasing Veterans’ financial capability. As a member of the Money Smart Alliance, NW MIRECC helps promote financial capability to strengthen the financial education efforts of Veterans, Servicemembers, and their families. Homeownership Resources // State Department of Veterans Affairs // State Department of Veterans Affairs providing Veterans home loan benefits and emergency financial assistance resources: <https://content.govdelivery.com/attachments/fancy_images/USVHAVISN20/2025/02/11109584/6233039/veterans-affairs-va-home-loan-financial-assistance_crop.jpg> Alaska <https://links-1.govdelivery.com/CL0/https:%2F%2Fveterans.alaska.gov%2Fhome%2F/1/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/dvojoLoO9DbASLESzcz3fTFEKPwYBMnw2BCIml7NkRQ=408> — Home loan programs for Veterans <https://links-1.govdelivery.com/CL0/https:%2F%2Fveterans.alaska.gov%2Fhome%2F/2/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/DbgmDYDqFSjEzbi3eUlk- v6grRB5TIFs4fohrUh_8lc=408> — Disabled Veteran Property Tax Exemption <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.commerce.alaska.gov%2Fweb%2Fdcra%2FLocalGovernmentResourceDesk%2FTaxationAs sessment%2FPropertyTaxExemptionsinAlaska.aspx/1/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/3kbAq2BPahQOTKFOXNb51LZkwc9e3xIppyP6vieTsBU=408> California <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.calvet.ca.gov%2F/1/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/--SvvRM8CPUilysNRqsH1XceoYJ1kKcBmgxwGNUKI_Y=408> — CALVET Home Loans <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.calvet.ca.gov%2Fcalvet-programs%2Fhome-loans/1/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/bmxRBe7siYEJrFhY ynP2ST9DVCszdbMHAPsKGUDd1RQ=408> — Disabled Veterans' Property Tax Exemption <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.calvet.ca.gov%2FVetServices%2FPages%2FProperty-Tax-Exemptions.aspx/1 /010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/FDq_BWcgkt50DLwA0oUsnddaTeoCqz2RX96zl4JHMUY=408> Idaho <https://links-1.govdelivery.com/CL0/https:%2F%2Fveterans.idaho.gov%2Fpressrelease%2Fidaho-veterans-emergency-relief-grant-application%2F/1/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe -000000/X9SGHspeFHP_tWUlngwXqaAcPfEeQS8Nl1hp6FEKgWA=408> — Veteran grants for food, fuel, shelter, and other necessities of daily living <https://links-1.govdelivery.com/CL0/https:%2F%2Fveterans.ida ho.gov%2Fpressrelease%2Fidaho-veterans-emergency-relief-grant-application%2F/2/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/AAi3GkaY05X3rvjqA1rn6kUKPNz-vLcJk9BiKDKjreI=408> — Property Tax Benefit for Disabled Veterans <https://links-1.govdelivery.com/CL0/https:%2F%2Ftax.idaho.gov%2Ftaxes%2Fproperty%2Fhomeowners%2Fveteran-benefit%2F/1/010001973d0c7631-87ef0169-c283-48 da-bb6b-890b1cf6cbbe-000000/QMJWF_yOMm9ND-H2ATdX4GzIy2KeCvrevaybl6TM0Iw=408> Montana <https://links-1.govdelivery.com/CL0/https:%2F%2Frevenue.mt.gov%2Fproperty%2Fproperty-tax-help%2Fmdv/1/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/-XKK5Q0be7dHSgxV5Cjwlpp6XgR qdppg1zeaU1JBj00=408> — Disabled Veteran Assistance Program <https://links-1.govdelivery.com/CL0/https:%2F%2Frevenue.mt.gov%2Fproperty%2Fproperty-tax-help%2Fmdv/2/010001973d0c7631-87ef0169-c283-48da -bb6b-890b1cf6cbbe-000000/oAcbSjM3nlbcvrwFbcbo-4aLAFFdiP4fdZWWqrB4S14=408> Oregon <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.oregon.gov%2Fodva%2FHome-Loans%2FPages%2FEligibility.aspx/1/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/7OZNwGo7KYBTbLcFid iKfEl0fbcmhbRLYiVZud5EKfw=408> — Oregon Veterans Home Loan <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.oregon.gov%2Fodva%2FHome-Loans%2FPages%2FEligibility.aspx/2/010001973d0c7631-87ef0169- c283-48da-bb6b-890b1cf6cbbe-000000/dGvkCaeR3EIgpT5oOUk3sXNL_aGhiUwRmIFitp_IuV4=408> — Veterans Emergency Financial Assistance Program <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.oregon.gov% 2Fodva%2FDocuments%2FVS1024%2520Oregon%2520Veterans%25E2%2580%2599%2520Emergency%2520Financial%2520Assistance%2520Program%2520Application_02-2022.pdf/1/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1c f6cbbe-000000/U7x6SYacnR2Qj42aMqUgZo4bKF1UyNer97whY5Dahtk=408> — Disabled Veteran or Surviving Spouse Property Tax Exemption <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.oregon.gov%2Fdor%2Ff orms%2FFormsPubs%2Fveteran-spouse-exemption_310-676.pdf/1/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/F6sUICE-VFmadl4TVZvJSYnVns9FVwTDhfERqJbmg3Y=408> Washington <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.dva.wa.gov%2Fnode%2F1383%2Fveterans-innovations-program-vip/1/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/3sbKh0sLbwPy pihIylN8GAE4aad0RvofBEOByop4Z84=408> — Veterans Downpayment Assistance Loan Program <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.wshfc.org%2Fbuyers%2Findex.htm/1/010001973d0c7631-87ef0169-c2 83-48da-bb6b-890b1cf6cbbe-000000/qnzB6ap2J9Dr0xHoCxxcgZmcBUTm1ndPDkfTXJzbjo0=408> — Veterans Innovation Program (VIP) <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.dva.wa.gov%2Fnode%2F1383%2F veterans-innovations-program-vip/2/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/BjVtgLw4FYTz5aoiixh33zfi-3h8CsWiOq-LErbioDQ=408> — Property Tax Relief for Veterans and Widows(ers) of Veterans <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.dva.wa.gov%2Fveterans-service-members-and-their-families%2Fveterans-benefits%2Ffree-or-reduced-rate-passes-and-tax-exempt ions/1/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/Rcs8XBRFlQy0n2o-0h7fQ4QDJ4Z4AJYxjSaLF9dofPY=408> VA Home Loan Temporary Financial Hardship <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.va.gov%2Fhousing-assistance%2Fhome-loans%2Ftrouble-making-payments%2F/1/010001973d0c7631-87ef0169-c283-4 8da-bb6b-890b1cf6cbbe-000000/6mO8NyE-PTdkGSP6febL1JUTKzmp5TuevbRabtmAudg=408> — If you’re behind and missed mortgage payments, on your mortgage payments, contact a VA loan technician at 1-877-827-3702 <https://links-1.govdelivery.com/CL0/https:%2F%2Fyourit.va.gov%2Fcsm%3Fid=rlc_pathfinder/1/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/PA0z3r06ACBHHm6sHzZZ5me-BXCY 0XBLt7nymPGd208=408> or the servicer of your mortgage to get help. If you fall behind on your mortgage payments, your mortgage servicer (the company that handles collecting the money for your lender) can take your house to cover the money owed. This process is called foreclosure. VA works with the borrower to avoid foreclosure, including providing financial counseling and, in some cases, direct intervention with a mortgage loan servicer on the borrower’s behalf. Home Improvements/Structural Alterations (HISA) <https://content.govdelivery.com/attachments/fancy_images/USVHAVISN20/2023/11/8564332/6034451/veterans-specially-adapted-housing_crop.png> VA provides housing grants for Veterans and service members with certain service-connected disabilities so they can buy or change a home to meet their needs and live more independently. Changing a home might involve installing ramps or widening doorways. This benefit provides medically necessary improvements and structural alterations to Veterans/Servicemembers’ primary residence for the following purposes: * Allowing entrance to or exit from the primary residence * Use of essential lavatory and sanitary facilities (e.g. roll in showers) * Allowing accessibility to kitchen or bathroom sinks or counters (e.g. lowering counters/sinks) * Improving entrance paths or driveways in immediate area of the home to facilitate access to the home through construction of permanent ramping * Improving plumbing or electrical systems made necessary due to installation of home medical equipment All HISA projects must be medically justified for the service connected disability and/or non-service connected disability. Contact VA's Prosthetic and Sensory Aids Service <https://links-1.govdelive ry.com/CL0/https:%2F%2Fwww.prosthetics.va.gov%2Fpsas%2FHISA2.asp/1/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/3T9vkLHu3UcDpiwbFlrXlikPo7uviJ_3KRh3kFUitC8=408> to determine available lifetime HISA benefits. Specially Adapted Housing <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.va.gov%2Fhousing-assistance%2Fdisability-housing-grants%2F/1/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/9pV0VfqQwthMLUmwbp6qlfI ieS4p7gKkfaBKF6lGiv0=408> VA's Specially Adapted Housing (SAH) grant <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.va.gov%2Fhousing-assistance%2Fdisability-housing-grants%2F/2/010001973d0c7631-87ef0169-c283-48da-bb6b-8 90b1cf6cbbe-000000/N9HIlwuI_xsN8cCFSHvlzCZZX20UXjwt1EyMXBFrc70=408> assists with the cost of building, buying, adapting existing homes or paying to reduce indebtedness on a currently owned home that is being adapted. You may be able to get an SAH grant if you’re using the grant money to buy, build, or change your permanent home (a home you plan to live in for a long time) and you meet both of these requirements. Both of these must be true: * You own or will own the home, and * You have a qualifying service-connected disability Qualifying service-connected disabilities include: * The loss or loss of use of more than one limb * The loss or loss of use of a lower leg along with the residuals (lasting effects) of an organic (natural) disease or injury * Blindness in both eyes (with 20/200 visual acuity or less) * Certain severe burns * The loss, or loss of use, of one lower extremity (foot or leg) after September 11, 2001, which makes it so you can’t balance or walk without the help of braces, crutches, canes, or a wheelchair Special Home Adaptation <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.va.gov%2Fhousing-assistance%2Fdisability-housing-grants%2F/3/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/DvPCjU93tH_5smw-5RyImWu 5Sssy75cqWFDD_kW74kQ=408> VA's Special Home Adaptation (SHA) grant <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.va.gov%2Fhousing-assistance%2Fdisability-housing-grants%2F/4/010001973d0c7631-87ef0169-c283-48da-bb6b-890 b1cf6cbbe-000000/jn8x9FD4kYXyDHNX5kEgG1YzRqrQNIi4A7iX_e6kSec=408> provides home modifications, whether owned or rented by the Veteran. You may be able to get an SHA grant if you’re using the grant money to buy, build, or change your permanent home (a home you plan to live in for a long time) and you meet both of these requirements. Both of these must be true: * You or a family member own or will own the home, and * You have a qualifying service-connected disability Qualifying service-connected disabilities include: * The loss or loss of use of both hands * Certain severe burns * Certain respiratory or breathing injuries About VISN 20 and NW MIRECC <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FAbout_NWMIRECC%2Findex.asp/1/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/Ro_HHDqDa6GEZ-pCA1XhMBM96TMJ-H W1wCsCaagMkEs=408> VA Veterans Integrated Service Network (VISN) 20 serves Alaska, Washington, Oregon, most of Idaho, and one county each in Montana and California. Operating across three time zones over 817,417 square miles, VISN 20 is home to 273 federally recognized American Indian and Alaskan Native tribes. Spanning 23% of US land mass, VISN 20 is the largest geographic region of VA. NW MIRECC brings together complementary research, education, and clinical programs from VA Puget Sound (VAPSHCS) and the VA Portland Health Care System (VAPORHCS). The collaborative approach to mental health research, education and treatment has had a profound impact on the lives of Veterans. <https://content.govdelivery.com/attachments/fancy_images/USVHAVISN20/2025/02/11115950/6194176/puget-sound-washington-va-medical-center_crop.jpg> VAPSHCS and VAPORHCS were commissioned by Congress and the VA as one of the first three MIRECCs in the United States <https://links-1.govdelivery.com/CL0/https:%2F%2Fgcc02.safelinks.protection.outloo k.com%2F%3Furl=https%253A%252F%252Fwww.mirecc.va.gov%252Fvisn20%252FAbout_NWMIRECC%252Fnwmirecc-history.asp%26data=05%257C02%257C%257Cb62e861b39334593693308dc2d828a49%257Ce95f1b23abaf45ee821db7ab251a b3bf%257C0%257C0%257C638435285899560228%257CUnknown%257CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%253D%257C0%257C%257C%257C%26sdata=VdwUqaI%252B7itapmlk9pptEN7U1n1fg 6%252FyJXHVAEHVr%252F4%253D%26reserved=0/1/01000194b0cb14ca-ac446921-8aa6-4ef1-b529-d0324b9dc2cb-000000/XKWGNaSEeA4Qr0A-fszk2d30V6QGn1vhm65dwQ8wbm0=390> . The mission of NW MIRECC is to improve the quality of life and function of Veterans by developing, evaluating, and promoting the implementation of effective treatments for Posttraumatic Stress Disorder (PTSD) and its complex comorbidities. PTSD comorbidities include the behavioral consequences of repetitive blast mild Traumatic Brain Injury (mTBI), Substance Use Disorder (SUD), chronic pain (in particular, post-concussive headaches), cognitive impairment, and increased risk for neurodegenerative disorders (chronic traumatic encephalopathy [CTE] and Alzheimer’s disease [AD]). VA MIRECC's provide for the improvement of the provision of health-care services and related counseling services to eligible veterans suffering from mental illness (especially mental illness related to service-related conditions) through— <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FAbout_NWMIRECC%2Fcontact-us.asp/1/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/C18DPnlRuIG-S5nDPqBL9paI4 wNaeeIIbSP5h8kjssU=408> * the conduct of research (including research on improving mental health service facilities of the Department and on improving the delivery of mental health services by the Department); * the education and training of health care personnel of the Department; and * the development of improved models and systems for the furnishing of mental health services by the Department. As part of the VISN 20 NW MIRECC mission to enhance access to mental health expertise, the NW MIRECC collaborates and consults with other MIRECCs and Centers of Excellence, as well as with other VA, Department of Defense (DoD), Federal, State departments of Veterans Affairs, community agencies, and experts. The close geographic proximity (40 miles) of DoD Joint Base Lewis-McChord/Madigan Army Medical Center to VAPSHCS has provided an exciting opportunity to develop innovative and productive research, education, and clinical care collaborations with DoD personnel that address PTSD and its associated conditions in their early stages in active-duty Servicemembers. VA ranks as one of the nation's leaders in health research. Every year, thousands of research studies are conducted at VA medical centers, outpatient clinics, and nursing homes. For example, the VA has: <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.mirecc.va.gov%2Fvisn20%2FAbout_NWMIRECC%2Fcontact-us.asp/2/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/aRlmA_gS1qwYojg7wfhL8U3Aa fayNEKLcWFdZWtVU7w=408> * Developed artificial limbs that allow amputees to have more independence and better quality of life * Invented the cardiac pacemaker * Performed the first successful liver transplantation * Developed the nicotine patch to help people stop smoking * Played a major role in the development of the CT/CAT scan to view the inside of the body * Tested new drugs and treatments for diseases such as AIDS, Diabetes, Alzheimer's and Osteoporosis NW MIRECC research studies significantly contribute to advancements in our understanding of medical problems that lead to health improvements for Veterans and civilians alike. Research studies at NW MIRECC are currently enrolling Military Veterans, First Responders, Health Care workers, and Civilians in Seattle, Washington <https://links-1.govdelivery.com/CL0/https:%2F%2Fgcc02.saf elinks.protection.outlook.com%2F%3Furl=https%253A%252F%252Flinks-1.govdelivery.com%252FCL0%252Fhttps%253A%25252F%25252Fwww.mirecc.va.gov%25252Fvisn20%25252Fresearch%25252Fptsd-tbi-research.asp%252F1% 252F01000194b0cb14ca-ac446921-8aa6-4ef1-b529-d0324b9dc2cb-000000%252F61ZqhBU8mNfLUahonm_JkBBUKvC65z7PGuBwsvNcMd8%253D390%26data=05%257C02%257C%257C8f0c3bb6a4bc45de764f08dd402ff634%257Ce95f1b23abaf45e e821db7ab251ab3bf%257C0%257C0%257C638737296918060739%257CUnknown%257CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%253D%253D%257C0%257C%257C%257C% 26sdata=L6VHetJD9QCgTyX4RdNWo27PpxnDG7mRtmHCtfHSK6A%253D%26reserved=0/1/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/3qwhIyjQuLAa3pv3Tl-xDdvS4pjhSgIQmYh5VZ6kHGg=408> . Use of these Materials and Finding VA Health Care Please note that the health care information provided in these materials is for educational purposes only. It does not replace the role of a medical practitioner for advice on care and treatment. If you are looking for professional medical care, find your local VA healthcare center by using the VA Facilities Locator & Directory <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww. va.gov%2Fdirectory%2Fguide%2Fhome.asp/1/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/WPzvpHQWmwUOSJnMP0pPouTy6BBp6bqR6WPZ2Wvcfv4=408> . Financial Readiness resources are also for educational purposes only. It does not replace the role of a financial advisor for advice on savings and investments. Investing in your future means saving for retirement, college or a rainy day fund. 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VA does not endorse and is not responsible for the content of the linked websites. <https://content.govdelivery.com/attachments/fancy_images/USVHAVISN20/2022/05/5917280/white-va-signature_original.png> VA Portland Health Care System (VAPORHCS) Mail Stop: P3MIRECC 3710 SW US Veterans Hospital Road Portland, OR 97239 Vet Centers are community-based counseling centers <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.vetcenter.va.gov%2F/1/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/5Yzgo-73uIyI BG8BDIEzpgM2w9xQUDr1Ry9La-9tfeU=408> that provide a wide range of social and psychological services, including professional readjustment counseling to eligible Veterans, active-duty Army, Navy, Marine Corps, Coast Guard, Air Force, and Space Force service members, including National Guard and Reserve components, and their families. Vet Center Call Center 1-877-927-8387 (1-877-WAR-VETS) <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.vetcenter.va.gov%2FVETCENTER%2Fmedia%2FCall-Center-PSA.asp/1/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/6y9Ovi wmzyQfJQOPKbK9Nc2Zn7thpGV6NyWz8HBVNRc=408> is an around the clock confidential call center where Veterans, service members and their families can talk about their military experience or any other issue they are facing in transitioning after military service or trauma and get connected to their nearest Vet Center. Signed into law in 2020, the National Suicide Hotline Designation Act authorized 988 as the new three-digit number for the National Suicide Prevention Lifeline. Veterans may dial 988 and press 1 to contact the Veterans Crisis Line. Veterans may reach the Veterans Crisis Line through chat (VeteransCrisisLine.net/Chat <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.veteranscrisisline.net%2Fget-help-now%2Fchat%2F/1/010001973d0c7631-8 7ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/7trkb61OJFmISTKwN5x-fjDQR2x_eHJQfXFaUGQp6eA=408> ). Use of these Materials and Finding VA Health Care: Please note that the health care information provided in these materials is for educational purposes only. It does not replace the role of a medical practitioner for advice on care and treatment. If you are looking for professional medical care, find your local VA healthcare center by using the VA Facilities Locator & Directory <https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.va.gov%2Fdirectory%2Fguide%2Fhome.asp/2/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/S3odH0X9D7fdJ9kcSI0cczLsQJs4eT2c C9RazW3N00w=408> . Financial Readiness resources are also for educational purposes only. It does not replace the role of a financial advisor for advice on savings and investments. Investing in your future means saving for retirement, college or a rainy day fund. If you're working with an investment professional, or someone is trying to sell you an investment, check them out before handing over your hard-earned money <https://links-1.govdelivery.com/CL0/https:%2F%2Fadviserinfo.sec.gov%2F/1/010001973d0c7631-87ef0169-c283-48da-bb6b-890b1cf6cbbe-000000/xey5Oer1ABRTxGPW Dlvy3FSLnoDrcmfHr4obufDYGvM=408> . NewsFlash pages may contain links that will take you outside of the Department of Veterans Affairs website. VA does not endorse and is not responsible for the content of the linked websites. 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